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Discover Student It Card vs Capital One Journey

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Student It Card is an excellent cash back credit card for college students. How does it compare to Capital One Journey, a student and cash back credit card? Read our comparison chart below.

 

Discover it® Student Cash Back

Journey® Student Rewards from Capital One®

 
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
StudentCash Back RewardsCar Rental InsuranceExtended Warranty$0 Fraud Liability
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 monthsN/A
Introductory APR for Balance Transfers10.99% introductory APR for 6 monthsN/A
Purchase APR15.24% to 24.24% Variable based on your creditworthiness and other factors26.96% (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.24% to 24.24% Variable based on your creditworthiness and other factors26.96% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee3% of the amount of each transfer. No balance transfer fee
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentGet $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.Student
Introductory Bonus Cash BackDiscover will match all the cash back you've earned at the end of your first year (only for new cardmembers). 
Cash Back Rewards1% cash back on all other purchases.Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.
Bonus Cash Back5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2019:
January - March 2019: Grocery Stores
April - June 2019: Gas Stations, Uber and Lyft
July - September 2019: Restaurants and PayPal
October - December 2019: Amazon.com, Target and Walmart.com
 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Bottom LineExcellent cash back credit card for college students... Read full review
 Read Discover Student It Card Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® Student Cash Back and Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 2, 2019 from published websites and is believed to be accurate, but not guaranteed.

Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2018 from published websites and is believed to be accurate, but not guaranteed.


Articles on Discover it® Student Cash Back


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Compare Discover Student It Card to:

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
15.24% - 26.24% Variable
$0

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Compare Capital One Journey to:


Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 15 months
0% intro on balance transfers for 15 months
16.24% - 26.24% (Variable)
$0


$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
26.96% (Variable)
$0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.