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Discover it® Miles


See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.


Discover it® Miles is a Personal Discover Network card with $0 annual fee.

Intro APR Intro Period as long as Regular APR
Purchases 0%12 months10.99% - 22.99% (Variable)
Balance Transfers 10.99%12 months10.99% - 22.99% (Variable)
Cash Advances N/AN/A24.99% (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 12 months. After that, your APR will be 10.99% to 22.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    10.99% introductory APR for 12 months. After that, your APR will be 10.99% to 22.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 24.99% (Variable) based on your creditworthiness and other factors.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    None the first time you pay late. After that, up to $35.
  • Returned Payment Fee
    Up to $35.
 

Discover it® Miles

Discover it®

 

Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 months0% introductory APR for 12 months
Introductory APR for Balance Transfers10.99% introductory APR for 12 months0% introductory APR for 12 months
Purchase APR10.99% to 22.99% (Variable) based on your creditworthiness and other factors10.99% to 22.99% Variable* based on your creditworthiness and other factors
Balance Transfers APR10.99% to 22.99% (Variable) based on your creditworthiness and other factors10.99% to 22.99% Variable* based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will double all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Discover will double all the miles you've earned at the end of your first year (only for new cardmembers). 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Bonus Categories for 2015:
January - March: 5% on up to $1,500 in purchases at Gas Stations and Ground Transportation
April - June: 5% on up to $1,500 in Restaurant and Movie purchases
July - September: 5% on up to $1,500 in purchases in Home Improvement Stores, Department Stores, and Amazon.com
October - December: Holiday Shopping (Program Details TBA August 2015)
Limitations apply*. See Issuer's Website for additional program details.
Airline RewardsAirline Rewards: 1.5x Miles on every dollar you spend on purchases. 
Travel RewardsTravel Rewards: 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time. 
Bonus Airline RewardsBonus Airline Rewards: Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.* 
Smart Chip
 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees were obtained on July 6, 2015 from published websites and are believed to be accurate, but not guaranteed.

Discover It: Pricing information including interest rates, rewards, benefits and fees were obtained on July 6, 2015 from published websites and are believed to be accurate, but not guaranteed.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees were obtained on July 6, 2015 from published websites and are believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.


Articles on Discover it® Miles

    Discover It Miles Card Review

    April 6, 2015 - By Leah Norris - Reviews
    Discover it Miles credit card rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Even more appealing, as a promotion, the card will double the miles you earn at the end of your first year.

Recent Mentions


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Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
10.99% - 22.99% Variable*
$0

Chase Sapphire Preferred Card
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% Variable
Introductory Annual Fee of $0 the first year, then $95

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.