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Discover it® Miles


See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.


    Learn more about Discover it® Miles

Discover it® Miles is a Personal Discover Network card with $0 annual fee.

Intro APR Intro Period as long as Regular APR
Purchases 0%12 months11.24% - 23.24% (Variable)
Balance Transfers 10.99%12 months11.24% - 23.24% (Variable)
Cash Advances N/AN/A25.24% (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 12 months. After that, your APR will be 11.24% to 23.24% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    10.99% introductory APR for 12 months. After that, your APR will be 11.24% to 23.24% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 25.24% (Variable) based on your creditworthiness and other factors.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    None the first time you pay late. After that, up to $37.
  • Returned Payment Fee
    Up to $37.
 

Discover it® Miles

Discover it®

 

Interest Rates and Fees

Introductory APR for Purchases0% introductory APR for 12 months0% introductory APR for 12 months
Introductory APR for Balance Transfers10.99% introductory APR for 12 months0% introductory APR for 12 months
Purchase APR11.24% to 23.24% (Variable) based on your creditworthiness and other factors11.24% to 23.24% Variable* based on your creditworthiness and other factors
Balance Transfers APR11.24% to 23.24% (Variable) based on your creditworthiness and other factors11.24% to 23.24% Variable* based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Discover will match all the miles you've earned at the end of your first year (only for new cardmembers). 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2016:
January - March 2016: 5% on up to $1,500 in purchases at Gas Stations and for Ground Transportation
April - June 2016: 5% on up to $1,500 in purchases at Restaurants and Movies
July - September 2016: 5% on up to $1,500 in purchases at Home Improvement Stores and Amazon.com
October - December 2016: TBA August 2016
Airline RewardsAirline Rewards: 1.5x Miles on every dollar you spend on purchases. 
Travel RewardsTravel Rewards: 1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time. 
Bonus Airline RewardsBonus Airline Rewards: Discover pays you back for your in-flight Wi-Fi fees-up to $30 a year-with an automatic statement credit.* 
Smart Chip
 Learn More for Discover it MilesLearn More for Discover it

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover it Miles: Pricing information including interest rates, rewards, benefits and fees were obtained on January 4, 2016 from published websites and are believed to be accurate, but not guaranteed.

Discover It: Pricing information including interest rates, rewards, benefits and fees were obtained on January 4, 2016 from published websites and are believed to be accurate, but not guaranteed.

Disclaimer: The information for the Discover it® Miles and Discover it® have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees were obtained on January 4, 2016 from published websites and are believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Disclaimer: The information for the Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Discover it® Miles

    Discover It Miles Card Review

    April 6, 2015 - By Leah Norris - Reviews
    Discover it Miles credit card rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Even more appealing, as a promotion, the card will match the miles you earn at the end of your first year.

Recent Mentions

    Discover Credit Card Offers

    May 22, 2015 - By Rebecca Lake - Reviews for Discover Credit Cards
    If you want a Discover card but aren’t sure what to get, here's the guide to help.

    Foreign Transaction Fee

    Before you go on a trip overseas, be sure you have a credit card with no foreign transaction fees. Read on to learn how to save money on international travel.

    Discover It Card Review

    January 11, 2013 - By David R - Reviews for Discover It
    With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.

    Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover.

    Disclaimer: The information for the Discover it® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Compare Discover it Miles to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
11.24% - 23.24% Variable*
$0

Chase Sapphire Preferred Card
  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Sleek metal card design
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel confidently with premium Travel Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement and more
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95

Disclaimer: The information for the Discover it® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.