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Delta Platinum AMEX vs Starwood Preferred Guest

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta Platinum AMEX is an airline credit card. How does it compare to Starwood Preferred Guest from American Express, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the Delta Platinum AMEX has a $195 annual fee, while the Starwood Preferred Guest has a $0 introductory annual fee for the first year, then $95.

 Apply Now
 

Platinum Delta SkyMiles® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

 
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended Warranty
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel Rewards
 

Credit Card Interest Rates & Fees

Purchase APR16.99% to 25.99% Variable based on your creditworthiness and other factors16.49% to 20.49% Variable based on your creditworthiness and other factors
Balance Transfers APR16.99% to 25.99% Variable based on your creditworthiness and other factors16.49% to 20.49% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$195 annual fee$0 introductory annual fee for the first year, then $95
 Terms Apply See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card within your first 3 months.
In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
 
Introductory Bonus Hotel Rewards Introductory Bonus Hotel Rewards: Earn 25,000 Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Travel Rewards Travel Rewards
Airline RewardsAirline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for flights on more than 150 airlines with SPG flights, with no blackout dates.
Bonus Airline RewardsBonus Airline Rewards: Enjoy a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Taxes and fees extra. Additional restrictions apply. See companion certificate for details.
Annual Miles Boost: Earn 10,000 bonus miles and 10,000 MQMs after you spend $25,000 in eligible purchases on the Card in a calendar year. Earn an additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a calendar year.
Bonus Airline Rewards: Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
Hotel Rewards Hotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Airline StatusAirline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
 
Hotel Status Hotel Status: Premium on-property Internet Access. Booking requirements apply.
Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Bottom LineExcellent rewards card for travelers looking for free hotel stays or airfare... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

    Disclaimer: The information for the Platinum Delta SkyMiles® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Delta Platinum AMEX: Pricing information including interest rates, benefits and fees was obtained on December 18, 2017 from published websites and is believed to be accurate, but not guaranteed.


    Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


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    Compare Delta Platinum AMEX to:

    Gold Delta SkyMiles
    Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.99% - 25.99% Variable
    $0 introductory annual fee for the first year, then $95

    American Express Platinum
    Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
    Card TypeAnnual Fee
    Personal Charge Card
    $550

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