CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

May 8, 2017

Delta Credit Card: Which is Right for You?

Read more about Airline Rewards
Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

Fly Delta? A Delta credit card could give you special perks and earn miles faster. But which one is right for you? We break it down.

Earn 30,000 Bonus Miles

The best credit card for earning Delta SkyMiles may not be so obvious. Some don't even say "Delta" on them.

Delta's partnership is exclusively with American Express, a CreditDonkey partner. They offer multiple co-branded cards with AMEX. But there are also many American Express cards where you can earn AMEX Membership Rewards points that you can transfer into Delta SkyMiles.

Each credit card is different in its own way. Some may give more perks, while some may fit your everyday spending pattern better.

Which one is best for you? Let's go over their options and differences.

Do you live near a Delta hub? A Delta credit card may be worthwhile to consider. The biggest Delta hubs in the U.S. are: Atlanta (ATL), Detroit (DTW), Minneapolis (MSP), New York (LGA & JFK), Salt Lake City (SLC), Los Angeles (LAX), Seattle (SEA), Cincinnati (CVG), Boston (BOS), and Raleigh (RDU).

How to Decide Which Delta Card is Right for You

© CreditDonkey

With all the options for a SkyMiles earning card, how do you decide which one is right for you? Here are some questions to ask yourself:

  • How much do you value perks and benefits? Is getting things like free checked bags and priority boarding important to you? If so, you'll want to look into one of the AMEX and Delta co-branded cards. These are the only ones that will give you Delta-specific perks. The Gold Delta SkyMiles offers good perks for just an annual fee of $95 ($0 introductory annual fee for the first year).

    Delta purchases include: Delta flights booked directly with Delta, Delta baggage fees, in-flight meals and entertainment, seat upgrades, change fees, Delta SkyClub membership or passes, Delta Vacations packages, and Delta gift cards. On-board wifi does NOT qualify as a Delta purchase.

  • What about luxury benefits? The AMEX Platinum is a popular card for traveling in style.

  • Do you prefer more flexibility? If you don't want to be limited to just Delta (and its partners), then you'll want to opt for one of the AMEX Membership Rewards cards. With these cards, you'll have the option to transfer points to other popular North American partner carriers as well, including Jet Blue, Hawaiian Airlines, and Air Canada. You can also use points to book travel on amextravel.com, with any airline for any dates.

    Just note that with these cards, you'll lose Delta perks like free checked bags and priority boarding.

  • How much do you fly a year? Most travel reward cards come with an annual fee, so you'd have to be a semi-frequent flyer to make it worthwhile. If you're just an occasional vacationer, then look into the AMEX Everyday, which has no annual fee.

    Do you fly Delta for business? If so, look into the Delta business credit cards. They offer some extra features such as employee cards with spending limits and Spend Manager mobile app that help keep track of your receipts. If you want access to Delta Sky Club, you might also want to consider Delta Reserve or American Express Business Platinum.

  • What is your everyday spending? A lot of travel reward cards focus more on perks and not on a high points-earning structure. If your goal is to earn lots of points, look at AMEX Gold Card, AMEX Everyday, or AMEX SPG. In our opinion, these cards have reward structures better suited for everyday spending.

Gold Delta SkyMiles: For Delta Perks

Gold Delta SkyMiles Credit Card from American Express
Apply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.74% - 26.74% Variable
$0 introductory annual fee for the first year, then $95

This co-branded Delta card rewards you for your loyalty. The value in this card is in the benefits.

You get Delta-specific perks such as the 1st bag checked for free (for up to 9 people on your reservation) and Zone 1 Priority Boarding. Additional benefits include reduced fee for Delta Sky Club lounges and discounts for in-flight purchases.

The annual fee is $95, but it's already more than worth it if you just fly once a year with a family of four (or twice a year with one other person), and each person checks a bag. And plus, there is a $0 introductory annual fee for the first year (then $95).

Get this card if: You fly Delta at least:

  • Once a year (round-trip) with a companion, and each of you check a bag
  • 2x a year (round-trip) alone, and you check a bag
  • Once a year with your family, and have at least 2 checked bags

Military Service Member: Delta does a lot to support those who serve our country. Among the efforts include:

  • Uniformed members are invited to board with First Class passengers
  • Active members get 4 free bags on Economy, or 5 on Business or First Class flights
  • Military personnel supporting the war effort in Iraq or Afghanistan get access to Delta Sky Club
  • Active members get discounted flights, vacation packages, and medical travel, and pet travel

In addition, you can also donate your SkyMiles through Delta SkyWish to support charities. Donate your miles to Hero Miles and Luke's Wings to help unite wounded or ill service members and veterans with their families.

Platinum Delta SkyMiles: For Earning MQMs

Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.74% - 26.74% Variable
$195

Disclaimer: The information for the Platinum Delta SkyMiles® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

The Platinum Delta and Delta Reserve are the luxury siblings of the Gold Delta SkyMiles.

The main additional benefits for these cards include:

  • You earn Medallion Qualification Miles (MQMs) after you spend a certain amount a year, which can buy you more benefits like seat upgrades.
  • You earn bonus SkyMiles (Annual Miles Boost) if you make a certain amount of purchases on your card each year.
  • You get a round-trip companion certificate each year, subject to terms and conditions.

So are they worth the higher fees?

The Platinum Delta SkyMiles has an annual fee of $195. We'd say that if you take advantage of all the perks, like free checked bag and the companion certificate, that could potentially justify the fee. And if you're a loyal Delta flyer, you may like the MQMs. But you would have to be a big spender.

For most Delta fans though, the Gold card is enough. In our opinion, the Platinum Delta and Delta Reserve are for big spenders who fly Delta a lot.

Get a flight discount when you Pay With Miles. This benefit is only for those who own Delta Gold, Platinum, or Reserve credit card. If you have at least 5,000 miles (per passenger on your itinerary), you can book a flight with your miles and receive a discount. Each 5,000 miles equals $50. And you still get to earn elite MQM points. Depending on the cost of the flight, this option could even cost less miles than a standard SkyMiles award ticket, especially during a Delta fare sale.

Get the Platinum Delta if:

  • Fly Delta at least twice a year (round-trip) with a companion, and each check a bag
  • Or 4x year (round-trip) alone, and you check a bag
  • Travel with a companion so you can make use of the Companion Certificate on eligible flights
  • You spend at least $25,000 a year ($2,084/month) on your credit card

Tip: Credit card refer a friend program allows you to earn more miles by recruiting your friends and family for the card that you own. This is a smart way to earn more Delta SkyMiles. Usually, the limit is 55,000 SkyMiles per year through this program. Not all Delta cards participate at all times and the payouts change from time to time. Usually, it's 5,000 bonus SkyMiles per referral, but sometimes, it's bumped up to 10,000 SkyMiles.

The information for Platinum Delta and Delta Reserve have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Earn Points and Convert to SkyMiles

Unfortunately, many travel reward cards don't give you a lot of points for everyday spending. Often, you only get bonus points for travel booking, and everyday purchases only earn 1x point per dollar. This means that if you don't fly often, it will be hard to rack up the points fast (unless you're an unusually big spender). But wait, take a look at this card:

American Express Gold Card
Apply for American Express Gold Card
At American Express' Secure Site
Card TypeAnnual Fee
Personal Charge Card
$250

This card offers a nice balance between earning rewards and travel perks. With bonus points on purchases at U.S. restaurants and U.S. supermarkets, you'll earn Membership Reward points fast, which you can then transfer into Delta SkyMiles.

Below is a side-by-side comparison chart of how the American Express Gold stacks up against the Gold Delta SkyMiles:

 

Gold Delta SkyMiles

American Express Gold Card

Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. - Learn more

Earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months. - Learn more

 

Interest Rates and Fees

Purchase APR17.74% to 26.74% Variable based on your creditworthiness and other factorsSee Rates & Fees
Balance Transfers APR17.74% to 26.74% Variable based on your creditworthiness and other factorsSee Rates & Fees
Annual Fee$0 introductory annual fee for the first year, then $95$250 annual fee
Terms Apply. See Rates & FeesTerms Apply. See Rates & Fees
 

Benefits and Features

AirlineAirline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
Airline Status: $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Grocery Grocery Rewards: Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Restaurant Dining Rewards: Earn 4X Membership Rewards® points at U.S. restaurants.
Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required.
 Apply NowApply Now

Note: American Express Gold Card is a charge card. That means you have to pay your balance in full each month. In comparison, the Gold Delta SkyMiles is a credit card, which allows you to carry a balance. In our opinion, if you do plan to regularly carry a balance, consider a low interest credit card instead.

No Annual Fee Card

If you're not sure how much you'll be flying and just want to save for a future vacation, then paying for a card with an annual fee may not make much sense.

Blue Delta SkyMiles Credit Card from American Express
Apply for Blue Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.74% - 26.74% Variable
$0

This card has no annual fee and earns Membership Rewards points that you can convert for SkyMiles:

Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on purchases for 15 months
0% on balance transfers for 15 months
14.99% - 25.99% Variable
$0

Disclaimer: The information for the The Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

AMEX Platinum: For Luxury Travel Perks

The Platinum Card from American Express
Apply for The Platinum Card from American Express
At American Express' Secure Site
Card TypeAnnual Fee
Personal Charge Card
$550

The AMEX Platinum is the, well, platinum standard when it comes to luxury travel benefits. It has a steep annual fee of $550, but the multitude of perks can more than make up for it.

You get access into 5 airport lounge networks, including Delta Sky Club lounges. You even get a $200 airline credit each year for a specific airline of your choice. So you can choose Delta and get statement credits toward incidental airline fees such as baggage fees. But there's no Priority Boarding with this card.

Other valuables benefits include either TSA Pre or Global Entry application fee statement credit, Uber savings, complimentary Boingo Wi-Fi, and Platinum concierge service.

Below is a side-by-side comparison of how the Platinum Card stacks up against the Gold Delta SkyMiles:

 

Gold Delta SkyMiles

American Express Platinum

Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. - Learn more

Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. - Learn more

 

Interest Rates and Fees

Purchase APR17.74% to 26.74% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR17.74% to 26.74% Variable based on your creditworthiness and other factorsN/A
Annual Fee$0 introductory annual fee for the first year, then $95$550 annual fee
Terms Apply. See Rates & FeesTerms Apply. See Rates & Fees
 

Benefits and Features

AirlineAirline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Hotel Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Hotel Status Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
 Apply NowApply Now

Note: The Platinum Card is a charge card. That means you have to pay your balance in full each month. In comparison, the Gold Delta SkyMiles is a credit card, which allows you to carry a balance. In our opinion, if you do plan to regularly carry a balance, consider a low interest credit card instead.

Did you know? The extra wide-body Airbus A350 will replace the Boeing 747's as Delta's new flagship aircraft for long international flights. The Airbus A350 is flying select routes to Asia. This 306-seater aircraft includes luxurious business class Delta One Suites with lay flat beds and privacy door, and a Premium Select section with extended recline and leg rests. What to fly in style in the A350 Delta One Suite? It could cost as much as 200,000 SkyMiles one-way depending on the route and date.

About Delta SkyMiles: What Are They Worth?

© CreditDonkey

Delta no longer publishes an award chart, but here's a general idea. Domestic one-way flights within the continental U.S. can be as low as 10,000 miles.

For international flights, awards are priced by regions. When we checked in May 2017, we found future award flights from the U.S. to Europe available from 60,000 miles (in economy). Trips to Mexico, Central American and the Caribbean from 35,000 miles. And flights to Asia from about 70,000 to 80,000 miles. Miles are for round-trip flights. For one-way, divide by half.

Tip: Don't want to earn Delta SkyMiles? You may consider using a travel rewards credit card that earn miles you can redeem for a statement credit against recent travel purchases. That way, you don't have to worry about award charts and seat availability. And plus, you can redeem them for any airline, not just Delta.

Capital One Venture offers a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening. 50,000 miles is equal to $500 in travel. This card earns 2x miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There are no foreign transaction fees. You get up to $100 credit for Global Entry or TSA Pre✓®. There is a $95 annual fee ($0 intro annual fee for the first year).

Delta also has over 30 partner airlines. If you're going somewhere Delta doesn't fly, you can use your SkyMiles to book flights on any of its partners. The partners are:

  • Compass Airlines
  • Endeavor Air
  • ExpressJet Airlines
  • Gojet Airlines
  • Shuttle America
  • SkyWest
  • Aeroflot
  • Aerolineas Argentinas
  • Aeromexico
  • AirEuropa
  • Air France
  • Air Tahiti Nui
  • Alaska Airlines
  • Alitalia
  • China Airlines
  • China Eastern
  • China Southern
  • Czech Airlines
  • Garuda Indonesia
  • GOL
  • Great Lakes
  • Hawaiian Airlines (limited to inter-Hawaiian Islands itineraries)
  • Kenya Airways
  • KLM Royal Dutch Airlines
  • Korean Air
  • Middle East Airlines
  • Saudia Airlines
  • Tarom Airlines
  • Vietnam Airlines
  • Virgin Atlantic
  • Virgin Australia
  • Xiamen Airlines

Tip: Delta doesn't charge a fuel surcharge on most partner flights (when the flight originates from the U.S.), such as on Air France, Virgin Atlantic, Virgin Australia, and China Airlines. This is a good chance to fly to Europe, Australia, or Asia without the heavy surcharges.

However, note that if you are flying back to the U.S. using SkyMiles, you will be levied surcharges. If you want to avoid fuel surcharges at all costs, it may be better to just use SkyMiles to fly to your destination, and pay for your own flight back. Or use another frequent flyer program on the way back (such as United, which never levies surcharges).

Bottom Line

There are many cards you can use to earn Delta SkyMiles. Picking the right one for you depends on what you value, how often you fly, and your spending habits.

If you love perks like free checked bags and priority boarding, then look into one of the co-branded cards. The Gold Delta SkyMiles will be adequate for the majority of Delta flyers. If you want more flexibility and options, then you will like one of the AMEX Membership Rewards cards.

Did you know: Delta has partnered with Airbnb for a chance to earn more SkyMiles. We love Airbnb for a more unique and local way to experience a city. You must use Delta's Airbnb page and sign up with your SkyMiles membership number. This is a good way to earn Delta points even without a Delta credit card.

Here are the ways you can earn Skymiles through Delta Airbnb:

  • As a guest: If you're new to Airbnb, you get 1,000 bonus SkyMiles for a stay of at least $150 (or 500 miles for a stay of at least $75), PLUS a $25 credit. For existing users, you get 1 SkyMile per $1 on all qualifying stays.

  • As a host: You can rent out your property or a spare bedroom and earn SkyMiles too. You must be a new host who have never hosted on Airbnb before. You can earn 2,500 SkyMiles when you earn $250 of host earnings, 7,500 additional SkyMiles after a total of $1,000 in host earnings, and 15,000 additional SkyMiles after a total of $2,500 in host earnings.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card, The Amex EveryDay® Credit Card from American Express, and Platinum Delta SkyMiles® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:


Gold Delta SkyMiles Credit Card Review: Is It Worth It?


Airline Miles for Beginners


Earn Airline Miles Fast

More Articles in Reviews


The Platinum Card from American Express
Apply for The Platinum Card from American Express
At American Express' Secure Site
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
  • Go to issuer's official application, terms, and details
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Card TypeAnnual Fee
Personal Charge Card
$550
How to land great flights for cheap

How to Find Cheap Flights

Finding the best priced airfare can be a stressful task – especially when you're trying to stick to a strict travel budget. Thankfully, there are some tips you can follow to cut down on the financial investment of your next flight.

Chase Sapphire Preferred

Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

    Travel Rewards

    Looking for a new travel credit card?

    Credit Card Deals

    Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Credit Card Bonus Offers

    Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers.

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?
    Credit Card Promotions

    American Express Credit Card Offers

    American Express now offers promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth guide.
    The Centurion Lounge

    Credit Cards with Airport Lounge Access

    No one likes waiting for their flight to board. Uncomfortable chairs, crowded terminals, overpriced dining options, dying phone with no outlet for charging... you get the point.

    Delta Sky Club: What You Need to Know

    Who can use Delta Sky Club locations? Read this guide to learn how to get access to this group of premium airport lounges.

    Priority Pass: What You Need to Know

    Priority Pass offers access into 1,000+ airport lounges globally. Learn about the different membership levels and how you might get it for free.

    Global Entry: What is it and How to Get it for Free

    Thinking of applying for Global Entry? Here's what you need to know about it, including how you might get it for free and application requirements.

    How to Earn Delta SkyMiles Fast

    You don't need to fly a lot to earn a TON of Delta SkyMiles. Read on for 10+ smart ways to earn Delta miles fast.

    Review: Chase Sapphire Reserve vs AMEX Platinum

    Both offer huge bonus points, high rewards rates in their bonus categories, premium travel perks and hundreds of dollars in potential annual credits. Not bad, right?

    Earn Airline Miles Without Flying

    Do you want to travel more? Well, guess what? There's an airline miles trick that airlines do not want you to know about.

    American Express Platinum vs Visa Black vs Citi Prestige

    Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you've decided to get the most out of them by joining the elite club of premium cardholders. These cards promise plenty of perks, as long as you're willing to pay hundreds of dollars a year in annual fees. Yes, being a premium cardholder will cost you, but if you pick the right card, then the benefits will be worth it.

    List of AMEX Membership Rewards Transfer Partners

    Find the smart way to use AMEX transfer partner. Get brilliant tips to maximize the value of your MR points, and what you should never do.

    American Express Membership Rewards Review

    Earn and use American Express Membership Rewards wisely to get more mileage out of your card.

    23 Ways to Redeem AMEX Membership Rewards

    There are many ways to redeem American Express Membership Rewards points, so how do you decide? Read on for a list of transfer ideas to inspire you.

    Chase Sapphire Preferred vs Amex Platinum: Are the Rewards and Benefits Worth the Fee?

    Prestigious credit cards show the true power of plastic through benefits and generous reward programs. Read on for a comparison of Amex Platinum vs Chase Sapphire Preferred to see which one is better.

    AMEX Gold vs Platinum: Rewards vs Benefits

    The differences between the Gold Card and the Platinum Card are more stark than just metallic colors. Read this in-depth comparison to decide which card from American Express, a CreditDonkey partner, is right for you.
More Articles in Reviews








About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.