Citizens Bank Student Loans vs SoFi Student Loans
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| Learn More | ||
Citizens Bank Student Loans | SoFi Student Loans | |
|---|---|---|
Refinance Student Loans - | ||
Benefits and Features | ||
| Variable APR | 5.74% - 9.99% APR (with AutoPay) | |
| Fixed APR | 4.99% - 9.99% APR (with AutoPay) | |
| Minimum Amount | $5,000 (may be higher depending on state) | |
| Maximum Amount | ||
| Loan Term | ||
| State Residency | ||
| Degree Requirements | None, but you must have made 12 on-time payments to be eligible | |
| Income Requirements | ||
| Employment Requirements | Must be employed or employed before first payment due date | Must be employed or have an offer to start within 90 days |
| Interest Only Payments | ||
| Origination Fees | ||
| Prepayment Penalty | ||
| Can Use a Cosigner | ||
| Can Release a Cosigner | ||
| Auto-Pay Interest Rate Reduction | ||
| Soft Credit Check | ||
| Unemployment Protection | ||
CreditDonkey® Reviews | ||
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| Loan Term |   | |
| Customer Service | | |
| Ease of Use | | |
| Interest Rates | | |
| Payment Flexibility |  | |
| Pros & Cons | Pros:
| |
| Bottom Line | Good option if you have a great credit score... | |
| Learn More | ||
| Terms Apply. | ||
Citizens Bank: Pricing information from published website as of 03/18/2018 SoFi: Pricing information from published website as of 5/9/2023 | ||
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