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Citi 0% Intro APR on Balance Transfers Credit Cards

Compare the Best Citi 0% APR on Balance Transfers Credit Cards and Apply Online

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Read about How to Choose the Best Credit Card with a 0% Introductory Balance Transfer APR


Citi Diamond Preferred® Card
Apply for Citi Diamond Preferred® Card
Editors' Choice
Citi 0% APR on Balance Transfers Credit Cards
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its main attraction is its introductory APR... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
11.99% - 21.99% (Variable)
$0

Citi Forward® Card
Apply for Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining RewardsCar Rental Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features combine to give a nice discount on entertainment spending and help you develop good credit card habits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Citi Simplicity® Card
Apply for Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Our Review: Citi Simplicity makes credit card management easier for consumers. With no late fees or penalty rates, managing your bills is less complicated. Plus, with a lengthy introductory 0% interest rate, this is the ideal card for balance transfers. In exchange for having no late fees, this card does not offer any sort of rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
12.99% - 21.99% (Variable)
$0

Citi® Dividend Platinum Select® Visa® Card
Apply for Citi® Dividend Platinum Select® Visa® Card
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee.*
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud Liability Identity Theft Assistance
Our Review: If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders beware: the annual $300 cash back limit might put a damper on your earnings... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi 0% Intro APR on Balance Transfers Credit Cards

    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review: 0% APR Offer

    December 30, 2011 - By David R - Review for Citi Diamond Preferred
    With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...
    Citi Forward Review: 5 Points for Restaurants

    Citi Forward Review: 5 Points for Restaurants

    May 4, 2012 - By David R - Review for Citi Forward
    The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features ...
    Citi Simplicity Review: 0% Intro APR for 18 Months

    Citi Simplicity Review: 0% Intro APR for 18 Months

    January 7, 2012 - By David R - Review for Citi Simplicity
    Citi Simplicity makes credit card management easier for consumers. With no late fees or penalty rates, managing your bills is less complicated. Plus, with a lengthy introductory 0% interest rate, this is the ideal card for balance transfers. In ...
    Citi Dividend Card Review: $100 Cash Back Bonus

    Citi Dividend Card Review: $100 Cash Back Bonus

    May 18, 2012 - By David R - Review for Citi Dividend Card
    If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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May
18
2012

How to Choose the Best Credit Card with a 0% Introductory Balance Transfer APR

You have an existing credit card balance and know that a 0% introductory balance transfer APR could save you money. But which one do you pick? Here are three key factors to consider:

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