CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Citi Thank You Student Card vs Discover Student It Card

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Thank You Student Card is a student and points credit card. How does it compare to Discover Student It Card, a student and cash back credit card? Read our comparison chart below.

 

Citi ThankYou® Preferred Card for College Students

Discover it® Student Cash Back

 
StudentIntroductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsDining Rewards
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 7 months*0% introductory APR for 6 months
Introductory APR for Balance TransfersN/A10.99% introductory APR for 6 months
Purchase APR16.24% to 26.24%* (Variable) based on your creditworthiness and other factors14.74% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR16.24% to 26.24%* (Variable) based on your creditworthiness and other factors14.74% to 23.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee3% of each purchase transaction in US dollars.No foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentStudentStudent: New student cardmembers who apply after July 23, 2015 will be rewarded with $20 in Cashback Bonus® if their grade point average is 3.0 (or equivalent) or higher each year they are enrolled in school, for the first five years from the account opening.
Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 2,500 bonus points after you spend $500 within the first 3 months of card membership. 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
Point RewardsPoint Rewards: 1 ThankYou® Point on other purchases. 
Dining RewardsDining Rewards: 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous cash back
  • Intro APR on purchases
  • No annual fee
Cons:
  • Not all merchants accept Discover
Bottom Line Read full reviewExcellent cash back credit card for college students... Read full review
 Read Citi Thank You Student Card ReviewRead Discover Student It Card Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Citi ThankYou® Preferred Card for College Students and Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi Thank You Student Card: Pricing information including interest rates, rewards, benefits and fees was obtained on June 19, 2018 from published websites and is believed to be accurate, but not guaranteed.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on July 2, 2018 from published websites and is believed to be accurate, but not guaranteed.


Explore Citi ThankYou® Preferred Card for College Students In-Depth

    Citi Thank You Student Card Review

    College students - whose pockets always have receipts from a restaurant and who always have a concert planned in their near future - stand to benefit from the Citi ThankYou Preferred. This rewards credit card was designed for students who frequently dine away from the dorm cafeteria and never pass up an entertainment opportunity, whether it's to the movies, a museum, an amusement park, or a live performance of a favorite band.

Explore Discover it® Student Cash Back In-Depth


You Might Also Like


You might also be interested in

Infographics: Build Credit for Students

Build Credit for Students

Building credit as a student is important, but luckily it is not as intimidating as it sounds. Just follow our step by step infographic guide.

Compare Discover Student It Card to:

Blue Cash Everyday
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 15 months
0% on Balance Transfers for 15 months
14.74% - 25.74% Variable
$0


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.