CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Citi Thank You Preferred vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Citi Thank You Preferred is a good rewards credit card for those who do not like annual fees. How does it compare to Gold Delta SkyMiles from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the Gold Delta SkyMiles has a $0 introductory annual fee for the first year, then $95.

 Read Citi Thank You Preferred ReviewApply Now
 

Citi ThankYou® Preferred Card

Gold Delta SkyMiles® Credit Card from American Express

 
Introductory Bonus Reward PointsPoint RewardsDining Rewards
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 12 months*N/A
Introductory APR for Balance Transfers0%* introductory APR for 12 months*N/A
Purchase APR14.49% to 24.49%* (Variable) based on your creditworthiness and other factors16.74% to 25.74% Variable based on your creditworthiness and other factors
Balance Transfers APR14.49% to 24.49%* (Variable) based on your creditworthiness and other factors16.74% to 25.74% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 introductory annual fee for the first year, then $95
 See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 15,000 bonus points after you spend $1,000 in purchases within 3 months of account opening. (Bonus points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months) 
Airline Rewards Airline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Point RewardsPoint Rewards: Earn 1 ThankYou Point per dollar on other purchases 
Airline Status Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
Dining RewardsDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee ($0 introductory annual fee for the first year)
Bottom LineGood rewards credit card for those who do not like annual fees... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Read Citi Thank You Preferred ReviewApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on June 20, 2017 from published websites and are believed to be accurate, but not guaranteed.


    Explore Citi ThankYou® Preferred Card In-Depth


    Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth


    Which Do You Like and Why?

    Name
    Email (won't be published)


    Compare Citi Thank You Preferred to:

    Chase Sapphire Preferred
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.99% - 23.99% Variable
    Introductory Annual Fee of $0 the first year, then $95

    You might also be interested in

    Airline Miles for Beginners

    Learn how airline miles work and the 10 steps you should follow to start collecting travel rewards. Before long, you'll be well on your way to redeeming miles for flights and hotel rooms.


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.