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Citi ThankYou℠ Preferred Card vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Thank You Preferred is a good rewards credit card for those who do not carry a balance. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the Delta SkyMiles Credit Card has a $95 annual fee (annual fee waived for first year).


 Citi ThankYou℠ Preferred CardGold Delta SkyMiles® Credit Card from American Express
 Apply for Citi ThankYou℠ Preferred CardApply for Gold Delta SkyMiles® Credit Card from American Express
 

Citi ThankYou℠ Preferred Card

Gold Delta SkyMiles® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending Limit
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsInstant ApprovalEvents
 
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • NEW — Priority Boarding and 20% In-Flight Savings
 

Credit Card Interest Rates & Fees

Purchases APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$95 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: $250 gift card - When you redeem the 25,000 bonus ThankYou® points received after $2,000 in purchases within 4 months of account opening. 
Airline Rewards Airline Rewards: Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Point RewardsPoint Rewards: Earn 1 point for every $1 you spend on all purchases 
Bonus Airline Rewards Bonus Airline Rewards: $99 Gold Companion Certificate each year on anniversary.
Airline Status Airline Status: Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
Price ProtectionPrice Protection 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi ThankYou℠ Preferred CardGold Delta SkyMiles® Credit Card from American Express
Pros & ConsPros:
  • 25000 bonus point offer
  • No annual fee
  • Anniversary bonus
Cons:
  • No intro APR
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineGood rewards credit card for those who do not carry a balance... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply for Citi ThankYou℠ Preferred CardApply for Gold Delta SkyMiles® Credit Card from American Express

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Citi ThankYou℠ Preferred Card

    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Gold Delta SkyMiles® Credit Card from American Express

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    May 2, 2012 - By David R - Review for Delta SkyMiles Credit Card
    Do you enjoy flying with Delta and want a way to save money on airfare? If so, you could benefit from using the American Express Gold Delta SkyMiles Card. This card earns air miles on all your purchases and offers several free bonuses to make ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare Citi Thank You Preferred to:

Citi Diamond Preferred® Card
Apply for Citi Diamond Preferred® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
11.99% - 21.99% (Variable)
$0

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Compare Delta SkyMiles Credit Card to:

United MileagePlus® Explorer
Apply for United MileagePlus® Explorer
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn
Introductory Bonus Airline RewardsAirline RewardsTravel RewardsBonus Airline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeEventsCar Rental Insurance Purchase Protection
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$95
May
20
2012

How to Choose the Best Airline Credit Card for You

Frequent Flyer If you’re want to rack up points or miles, look for airline credit card deals with lucrative bonus offers. If you fly frequently with one airline, signing up for a branded card with that company can be a good deal.

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