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Citi ThankYou® Preferred Rewards Card vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Thank You Preferred is a good rewards credit card for those who do not carry a balance. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the Delta SkyMiles Credit Card has a $0 intro annual fee for the first year, then $95.


 Citi ThankYou Preferred Rewards CardGold Delta SkyMiles Credit Card from American Express
 Apply for Citi ThankYou Preferred Rewards CardApply for Gold Delta SkyMiles Credit Card from American Express
 

Citi ThankYou® Preferred Rewards Card

Gold Delta SkyMiles® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsNo Expiration on RewardsNo Limits on Rewards
Introductory Bonus Airline RewardsAirline RewardsEventsCar Rental InsuranceExtended Warranty
 
  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 12 monthsNone
Introductory APR for Balance Transfers0% introductory APR for 12 monthsNone
Purchase APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 intro annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening. 
Airline Rewards Airline Rewards: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent
Point RewardsPoint Rewards: Earn 1 point for every $1 you spend on all purchases 
Bonus Reward PointsBonus Reward Points: Receive an Anniversary Bonus every year you’re a cardmember. 
Airline Status Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four. Priority Boarding and 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi ThankYou Preferred Rewards CardGold Delta SkyMiles Credit Card from American Express
Pros & ConsPros:
  • 15000 bonus point offer
  • No annual fee
  • Anniversary bonus
Cons:
  • 3% foreign transaction fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
  • 2.7% foreign transaction fee
Bottom LineGood rewards credit card for those who do not carry a balance... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply for Citi ThankYou® Preferred Rewards CardApply for Gold Delta SkyMiles® Credit Card from American Express
What Others View

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    Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.


    Articles on Citi ThankYou® Preferred Rewards Card

      Citi Thank You Preferred Card Review

      Citi Thank You Preferred Card Review

      April 13, 2012 - By David R - Credit Card Reviews for Citi Thank You Preferred
      If you want a rewards card with bonus points, but don't want to worry about purchase categories, the Citi ThankYou Preferred Card might be a good fit for you. With a 15,000 bonus point offer and an anniversary bonus, this card helps you earn ...

      Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.


    Articles on Gold Delta SkyMiles® Credit Card from American Express

      Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

      Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

      May 2, 2012 - By David R - Credit Card Reviews for Delta SkyMiles Credit Card
      Frequent Delta flyers will enjoy the 30,000 bonus point offer and nice travel perks of the Gold Delta SkyMiles card from American Express. Like other airline cards, this one does have an annual fee (which is waived for the first year). But ...

      Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.


    Compare Citi Thank You Preferred to:

    Citi Diamond Preferred Card
    ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% for 18 months
    0% for 18 months
    11.99% - 21.99% (Variable)
    $0

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