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Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi Thank You Preferred is a good rewards credit card for those who do not carry a balance. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the Delta SkyMiles Credit Card has a $0 intro annual fee for the first year, then $95.

 Citi ThankYou Preferred Card - Earn 20,000 Bonus PointsGold Delta SkyMiles Credit Card from American Express
 Apply for Citi ThankYou Preferred Card - Earn 20,000 Bonus PointsApply for Gold Delta SkyMiles Credit Card from American Express
 

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

Gold Delta SkyMiles® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on Rewards
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 12 months*None
Introductory APR for Balance Transfers0%* introductory APR for 12 months*None
Purchase APR12.99% to 22.99%* (Variable) based on your creditworthiness and other factors15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APR12.99% to 22.99%* (Variable) based on your creditworthiness and other factors15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 intro annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months.
Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards! 
Airline Rewards Airline Rewards: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
Point RewardsPoint Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases. 
Airline Status Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle in sooner with Priority Boarding.
Dining RewardsDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi ThankYou Preferred Card - Earn 20,000 Bonus PointsGold Delta SkyMiles Credit Card from American Express
Pros & ConsPros:
  • Generous bonus point offer
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineGood rewards credit card for those who do not carry a balance... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply for Citi ThankYou® Preferred Card - Earn 20,000 Bonus PointsApply for Gold Delta SkyMiles® Credit Card from American Express
What Others View

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Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwised endorsed by any card issuer.


Articles on Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Reviews for Citi Thank You Preferred
    If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee- all purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.

    Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.


Articles on Gold Delta SkyMiles® Credit Card from American Express

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    Gold Delta SkyMiles Credit Card Review

    May 2, 2012 - By David R - Reviews for Delta SkyMiles Credit Card
    Frequent Delta flyers will enjoy the 30,000 bonus mile introductory offer and travel perks of the Gold Delta SkyMiles card from American Express. Like most other airline cards, this one does have an annual fee, but in our opinion, frequent Delta flyers will find that it’s actually a good investment for the points and perks they receive.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Compare Citi Thank You Preferred to:

Citi Diamond Preferred Card

Citi Diamond Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0%* for 18 months*
0%* for 18 months*
11.99% - 21.99%* (Variable)
ConciergeEventsCar Rental InsuranceExtended Warranty
    Chase Sapphire Preferred Card

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.99% (Variable)
      Chase Freedom

      Chase Freedom®

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% for 15 months
      0% for 15 months
      13.99% - 22.99% (Variable)

        Compare Delta SkyMiles Credit Card to:

        TrueEarnings Card from Costco and American Express
        Cash Back RewardsDining RewardsGas RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud Liability
        Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
        0% on Purchases for 6 months
        None
        15.24% Variable
        No Annual Fee with your paid Costco Membership

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