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Citi ThankYou® Preferred Card vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi Thank You Preferred is a good rewards credit card for those who do not carry a balance. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the Delta SkyMiles Credit Card has a $0 intro annual fee for the first year, then $95.

 

Citi ThankYou® Preferred Card

Gold Delta SkyMiles® Credit Card from American Express

 
Introductory Bonus Reward PointsPoint RewardsDining Rewards
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 12 months*None
Introductory APR for Balance Transfers0%* introductory APR for 12 months*None
Purchase APR12.99% to 22.99%* (Variable) based on your creditworthiness and other factors15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APR12.99% to 22.99%* (Variable) based on your creditworthiness and other factors15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 intro annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 20,000 bonus ThankYou® Points after you spend $1,500 in card purchases within 3 months of account opening (redeemable for $200 in gift cards) 
Airline Rewards Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
Point RewardsPoint Rewards: Earn 1 ThankYou Point per dollar on other purchases 
Airline Status Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle in sooner with Priority Boarding.
Dining RewardsDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants 
Smart ChipSmart ChipSmart Chip
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus point offer
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineGood rewards credit card for those who do not carry a balance... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply for Gold Delta SkyMiles® Credit Card from American Express
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on July 13, 2015 from published websites and are believed to be accurate, but not guaranteed.


    Explore Citi ThankYou® Preferred Card In-Depth

      Citi Thank You Preferred Card Review

      April 13, 2012 - By David R - Reviews for Citi Thank You Preferred
      If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee -- purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.

    Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth

      Gold Delta SkyMiles

      May 2, 2012 - By David R - Reviews for Delta SkyMiles Credit Card
      Frequent Delta flyers will enjoy the 30,000 bonus mile introductory offer and travel perks of the Gold Delta SkyMiles card from American Express. Like most other airline cards, this one does have an annual fee, but in our opinion, frequent Delta flyers will find that it’s actually a good investment for the points and perks they receive.

    Compare Citi Thank You Preferred to:

    Chase Sapphire Preferred Card

    Chase Sapphire Preferred® Card

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/A
      15.99% Variable
      Annual Fee
      Introductory Annual Fee of $0 the first year, then $95
      Chase Freedom

      Chase Freedom®

        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        0% for 15 months
        0% for 15 months
        13.99% - 22.99% Variable
        Annual Fee
        $0
        Barclaycard Rewards MasterCard

        Barclaycard® Rewards MasterCard®

        Cash Back RewardsGas RewardsGrocery RewardsNo Expiration on Rewards
          Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
          N/AN/A
          24.99%* Variable
          Annual Fee
          $0

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          *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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