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Citi ThankYou® Preferred Card vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi Thank You Preferred is a good rewards credit card for those who do not like annual fees. How does it compare to Gold Delta SkyMiles from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the Gold Delta SkyMiles has a $0 intro annual fee for the first year, then $95.

 

Citi ThankYou® Preferred Card

Gold Delta SkyMiles® Credit Card from American Express

 
Point RewardsDining Rewards
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 15 months*None
Introductory APR for Balance Transfers0%* introductory APR for 15 months*None
Purchase APR13.24% to 23.24%* (Variable) based on your creditworthiness and other factors15.49% to 19.49% Variable based on your creditworthiness and other factors
Balance Transfers APR13.24% to 23.24%* (Variable) based on your creditworthiness and other factors15.49% to 19.49% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 intro annual fee for the first year, then $95
 See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Special Offer Expires July 6, 2016: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months.
Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Airline Rewards Airline Rewards: Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
Point RewardsPoint Rewards: Earn 1 ThankYou Point per dollar on other purchases 
Airline Status Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle in sooner with Priority Boarding.
Dining RewardsDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants 
Smart ChipSmart ChipSmart Chip
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineGood rewards credit card for those who do not like annual fees... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Learn More for Citi ThankYou Preferred CardApply Now for Gold Delta SkyMiles Credit Card from American Express
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on March 31, 2016 from published websites and are believed to be accurate, but not guaranteed.


    Explore Citi ThankYou® Preferred Card In-Depth

      Citi Thank You Preferred Card Review

      If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee -- purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.

      Disclaimer: The information for the Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


    Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth

      Gold Delta SkyMiles

      There are many airline credit cards to choose from, so how do you decide if the Gold Delta SkyMiles credit card is right for you? Read this review before you apply.

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    Compare Citi Thank You Preferred to:

    Chase Sapphire Preferred Card
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.24% - 23.24% Variable
    Introductory Annual Fee of $0 the first year, then $95

    Barclaycard Rewards MasterCard
    Point RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    25.24%* Variable
    $0

    Compare Gold Delta SkyMiles to:

    Platinum Delta SkyMiles Credit Card from American Express
    Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    NoneNone
    15.49% - 19.49% Variable
    $195

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.