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Citi ThankYou℠ Preferred Card vs American Express® Premier Rewards Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Thank You Preferred is a good rewards credit card for those who do not carry a balance. How does it compare to American Express® Premier Rewards Gold Card, a points credit card? Read our comparison chart below.

Keep in mind, the Citi Thank You Preferred has a $0 annual fee, while the American Express® Premier Rewards Gold Card has a $175 annual fee (annual fee waived for first year).


 Citi ThankYou℠ Preferred CardAmerican Express® Premier Rewards Gold Card
 Apply for Citi ThankYou℠ Preferred CardApply for American Express® Premier Rewards Gold Card
 

Citi ThankYou℠ Preferred Card

American Express® Premier Rewards Gold Card

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending Limit
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward Points
 
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
  • Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
 

Credit Card Interest Rates & Fees

Purchases APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors 
Balance Transfers APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors 
Annual Fee$0 annual fee$175 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: $250 gift card - When you redeem the 25,000 bonus ThankYou® points received after $2,000 in purchases within 4 months of account opening.Introductory Bonus Reward Points: 25,000 points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
Airline Rewards Airline Rewards: Earn triple points on airfare.
Point RewardsPoint Rewards: Earn 1 point for every $1 you spend on all purchasesPoint Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards Travel Rewards
Bonus Reward Points Bonus Reward Points: Earn an extra 15,000 bonus points when you spend $30,000 in a calendar year.
Price ProtectionPrice Protection 
Gas Rewards Gas Rewards: Earn double points on gas.
Grocery Rewards Grocery Rewards: Earn double points on groceries.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi ThankYou℠ Preferred CardAmerican Express® Premier Rewards Gold Card
Pros & ConsPros:
  • 25000 bonus point offer
  • No annual fee
  • Anniversary bonus
Cons:
  • No intro APR
Bottom LineGood rewards credit card for those who do not carry a balance... Read full review
 Apply for Citi ThankYou℠ Preferred CardApply for American Express® Premier Rewards Gold Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Citi ThankYou℠ Preferred Card

    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Compare Citi Thank You Preferred to:

Citi Diamond Preferred® Card
Apply for Citi Diamond Preferred® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
11.99% - 21.99% (Variable)
$0

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Compare American Express Premier Rewards Gold Card to:

American Express® Gold Card
Apply for American Express® Gold Card
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$125

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

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