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Citi ThankYou® Preferred Card


Disclaimer: The information for the Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi ThankYou® Preferred Card is a Personal Mastercard card with $0 annual fee.

Intro APR Intro Period as long as Regular APR Penalty APR
Purchases 0%*15 months*14.74% - 24.74%* (Variable)29.99%
Balance Transfers 0%*15 months*14.74% - 24.74%* (Variable)29.99%

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 15 months*. After that, your APR will be 14.74% to 24.74%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 15 months*. After that, your APR will be 14.74% to 24.74%* (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    3% of each purchase transaction in US dollars.
  • Late Payment Fee
    Up to $35
  • Returned Payment Fee
    Up to $35
 

Citi ThankYou® Preferred Card

Citi Diamond Preferred® Card

 

Interest Rates and Fees

Introductory APR for Purchases0%* introductory APR for 15 months*0%* introductory APR for 12 months*
Introductory APR for Balance Transfers0%* introductory APR for 15 months*0%* introductory APR for 21 months*
Purchase APR14.74% to 24.74%* (Variable) based on your creditworthiness and other factors14.24% to 24.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.74% to 24.74%* (Variable) based on your creditworthiness and other factors14.24% to 24.24%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Point RewardsPoint Rewards: Earn 1 ThankYou Point per dollar on other purchases 
Dining RewardsDining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment 
 Apply NowApply Now

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2017 from published websites and is believed to be accurate, but not guaranteed.

Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on January 17, 2018 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Citi ThankYou® Preferred Card and Citi Diamond Preferred® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees was obtained on December 19, 2017 from published websites and is believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.


Articles on Citi ThankYou® Preferred Card

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Reviews
    If you're looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee -- purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.

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Compare Citi Thank You Preferred to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 21 months*
14.24% - 24.24%* (Variable)
$0*

Compare Citi Thank You Preferred vs Chase Sapphire Preferred
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$0 Intro for the First Year, then $95


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.24% - 24.99% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 18 months*
0%* for 18 months*
15.24% - 25.24%* (Variable)
$0*

Disclaimer: The information for the Citi Diamond Preferred® Card, Chase Freedom, and Citi Simplicity® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.