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Citi Dividend Platinum Select® Card for College Students vs Citi Diamond Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

 Citi Dividend Platinum Select® Card for College StudentsCiti Diamond Preferred® Card
 Apply for Citi Dividend Platinum Select® Card for College StudentsApply for Citi Diamond Preferred® Card
 

Citi Dividend Platinum Select® Card for College Students

Citi Diamond Preferred® Card

 Student Credit CardPersonal Credit Card
 
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackDrugstore Rewards
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase Protection
 
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 7 months0% introductory APR for 18 months
Introductory APR for Balance Transfers 0% introductory APR for 18 months
Purchases APRas low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factorsas low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factorsas low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentStudent 
Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months. 
Cash Back RewardsCash Back Rewards: Earn a full 1% cash back on all other purchases* 
Bonus Cash BackBonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* 
Price Protection Price Protection
Gas RewardsGas Rewards: Earn 5% cash back at gas stations for first 6 months. 
Grocery RewardsGrocery Rewards: Earn 5% cash back at supermarkets for first 6 months. 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi Dividend Platinum Select® Card for College StudentsCiti Diamond Preferred® Card
Pros & ConsPros:
  • Generous cash back program
  • 0% intro APR on purchases
  • No annual fee
Cons:
  • No intro APR for balance transfers
  • Annual maximum on rewards
Pros:
  • 0% APR for 18 months
  • No Annual Fee
Cons:
  • No Rewards
Bottom Line Read full reviewExcellent card for people who carry a balance... Read full review
 Apply for Citi Dividend Platinum Select® Card for College StudentsApply for Citi Diamond Preferred® Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi Dividend Platinum Select® Card for College Students

    Citi Student Card Review: Dividend Platinum Select

    Citi Student Card Review: Dividend Platinum Select

    September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
    Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi Diamond Preferred® Card

    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review: 0% APR Offer

    December 30, 2011 - By David R - Review for Citi Diamond Preferred
    With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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April
02
2012
Infographics: Build Credit for Students

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Rising student loan debt and record high unemployment among young adults has made establishing good credit more challenging than ever.

Compare Citi Diamond Preferred to:

Citi ThankYou℠ Preferred Card
Apply for Citi ThankYou℠ Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Citi Simplicity® Card
Apply for Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
12.99% - 21.99% (Variable)
$0

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