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| Citi Dividend Platinum Select® Card for College Students vs Citi Diamond Preferred® CardCompare Rewards, Interest Rates, Fees, and Benefits
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| | Student Credit Card | Personal Credit Card |
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| | - No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
| - 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
- Exciting deals and savings for great brands through Citi Specials
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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| | Credit Card Interest Rates & Fees |
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| Introductory APR for Purchases | 0% introductory APR for 7 months | 0% introductory APR for 18 months |
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| Introductory APR for Balance Transfers | | 0% introductory APR for 18 months |
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| Purchases APR | as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors | as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors | as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors |
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| Annual Fee | $0 annual fee | $0 annual fee |
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| | Credit Card Rewards & Benefits |
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| Student | Student | |
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| Introductory Bonus Cash Back | Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months. | |
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| Cash Back Rewards | Cash Back Rewards: Earn a full 1% cash back on all other purchases* | |
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| Bonus Cash Back | Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* | |
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| Price Protection | | Price Protection |
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| Gas Rewards | Gas Rewards: Earn 5% cash back at gas stations for first 6 months. | |
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| Grocery Rewards | Grocery Rewards: Earn 5% cash back at supermarkets for first 6 months. | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Credit Card Reviews |
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| Pros & Cons | Pros:- Generous cash back program
- 0% intro APR on purchases
- No annual fee
Cons:- No intro APR for balance transfers
- Annual maximum on rewards
| Pros:- 0% APR for 18 months
- No Annual Fee
Cons: |
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| Bottom Line | Read full review | Excellent card for people who carry a balance... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. |
Articles on Citi Dividend Platinum Select® Card for College StudentsFree of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ... Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Articles on Citi Diamond Preferred® CardWith its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ... Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
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Compare Citi Diamond Preferred to:
| | - $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
- Earn 1 point for every $1 you spend on all purchases
- Receive an anniversary bonus every year you’re a cardmember
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 12.99% - 22.99% (Variable) | $0 |
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| | - 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% for 18 months | 0% for 18 months | 12.99% - 21.99% (Variable) | $0 |
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