Citi Dividend Platinum Select® Card for College Students vs The Platinum Card® from American Express

	Citi Dividend Platinum Select® Card for College Students	The Platinum Card® from American Express
	Student Credit Card	Personal Charge Card
	No Cosigner Required Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* Earn a full 1% cash back on all other purchases*	25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 7 months
Purchases APR	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$450 annual fee
	Card Rewards & Benefits
Student	Student
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Introductory Bonus Reward Points		Introductory Bonus Reward Points: 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
Cash Back Rewards	Cash Back Rewards: Earn a full 1% cash back on all other purchases*
Bonus Cash Back	Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Airline Rewards		Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
Point Rewards		Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards		Travel Rewards: Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Airline Status		Airline Status: Airport Club Access including American Airlines Admirals Club, Delta Sky Club, US Airways Club - Gain instant access for you and 2 companions whenever you fly at partner airport lounges around the world. In addition to your existing lounge privileges, you have access to Priority Pass™ Select, which offers entry to more than 600 participating airport lounges worldwide, no matter what class or airline you fly. Enroll on American Express website to receive your complimentary Priority Pass Select membership card.
Gas Rewards	Gas Rewards: Earn 5% cash back at gas stations for first 6 months.
Grocery Rewards	Grocery Rewards: Earn 5% cash back at supermarkets for first 6 months.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Generous cash back program 0% intro APR on purchases No annual fee Cons: No intro APR for balance transfers Annual maximum on rewards	Pros: Travel perks 25,000 bonus points Concierge service Cons: $450 annual fee
Bottom Line	Read full review	Excellent charge card for frequent travelers... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Citi Dividend Platinum Select® Card for College Students

Citi Student Card Review: Dividend Platinum Select
September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on The Platinum Card® from American Express

American Express Platinum Card Review: Annual Fee Worth It?
January 13, 2012 - By David R - Review for American Express Platinum Card
The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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