Citi Dividend Platinum Select® Card for College Students vs American Express® Gold Card

	Citi Dividend Platinum Select® Card for College Students	American Express® Gold Card
	Student Credit Card	Personal Charge Card
	No Cosigner Required Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* Earn a full 1% cash back on all other purchases*	Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 7 months
Purchases APR	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$125 annual fee, annual fee waived for first year
	Card Rewards & Benefits
Student	Student
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Cash Back Rewards	Cash Back Rewards: Earn a full 1% cash back on all other purchases*
Bonus Cash Back	Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Point Rewards		Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards		Travel Rewards: Pay with points for travel and fly anytime, anywhere -- there are no blackout dates or restrictions.
Hotel Status		Hotel Status: Gold Card Hotel Program includes $75 dining credit with a stay of two nights or more at hundreds of Sheraton, Westin, W, and Le Meridien hotels and resorts when booking with goldcarddestinations.com
Gas Rewards	Gas Rewards: Earn 5% cash back at gas stations for first 6 months.
Grocery Rewards	Grocery Rewards: Earn 5% cash back at supermarkets for first 6 months.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Generous cash back program 0% intro APR on purchases No annual fee Cons: No intro APR for balance transfers Annual maximum on rewards	Pros: Gold card events Great customer service Exclusive travel benefits Responsible charge card Cons: $125 annual fee
Bottom Line	Read full review	Excellent rewards card for cardholders who pay in full... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Citi Dividend Platinum Select® Card for College Students

Citi Student Card Review: Dividend Platinum Select
September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on American Express® Gold Card

American Express Gold Card Review: $125 Annual Fee vs Perks
July 30, 2011 - By Meghan Clark - Review for American Express Gold Card
American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

You might also be interested in

Related: Student Credit Cards

April

02

2012

	How to Build Credit for Students Rising student loan debt and record high unemployment among young adults has made establishing good credit more challenging than ever.

Compare American Express Gold Card to:

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

American Express® Premier Rewards Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide. Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds.

Related: Events Credit Cards