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| Citi Dividend Platinum Select® Card for College Students vs Blue Sky from American Express®Compare Rewards, Interest Rates, Fees, and Benefits
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| | Student Credit Card | Personal Credit Card |
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| | - No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
| - 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Get a decision in as little as 60 seconds
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| | Credit Card Interest Rates & Fees |
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| Introductory APR for Purchases | 0% introductory APR for 7 months | 0% introductory APR for 12 months |
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| Purchases APR | as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors | as low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors | as low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors |
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| Annual Fee | $0 annual fee | $0 annual fee |
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| | Credit Card Rewards & Benefits |
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| Student | Student | |
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| Introductory Bonus Cash Back | Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months. | |
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| Introductory Bonus Airline Rewards | | Introductory Bonus Airline Rewards: 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit. |
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| Cash Back Rewards | Cash Back Rewards: Earn a full 1% cash back on all other purchases* | |
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| Bonus Cash Back | Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* | |
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| Airline Rewards | | Airline Rewards |
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| Hotel Rewards | | Hotel Rewards |
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| Travel Rewards | | Travel Rewards: Earn 1 point for virtually every dollar spent. Use points for flights on any airline, stays at any hotel, and car rentals with any company. Points worth up to 33% more than most other travel cards - It only takes 7,500 points to get a $100 statement credit for any travel purchase. |
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| Gas Rewards | Gas Rewards: Earn 5% cash back at gas stations for first 6 months. | |
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| Grocery Rewards | Grocery Rewards: Earn 5% cash back at supermarkets for first 6 months. | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Credit Card Reviews |
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| Pros & Cons | Pros:- Generous cash back program
- 0% intro APR on purchases
- No annual fee
Cons:- No intro APR for balance transfers
- Annual maximum on rewards
| Pros:- Intro bonus points
- $100 travel credit for every 7500 points
- No annual fee
Cons: |
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| Bottom Line | Read full review | Excellent no annual fee credit card for consumers who want to travel... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on Citi Dividend Platinum Select® Card for College StudentsFree of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ... Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Articles on Blue Sky from American Express®If you want to earn travel rewards but don’t want an annual fee, the American Express Blue Sky credit card is one of your best options. This card earns points on virtually all your purchases. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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Compare American Express Blue Sky to:
| | - Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% for 12 months | - | 17.24% - 22.24% (Variable) | $0 |
| 
| | - Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | 0% for 12 months | 10.99% - 15.99% (Variable) | $0 |
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