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Citi Dividend Platinum Select® Card for College Students

Find more credit cards from Citi
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Editors' Choice for Student.
The Citi Dividend Platinum Select® Card for College Students ranks 1 out of 5 Student Credit Cards. This ranking is based on our analysis of our 5 published reviews, and our analysis of the features and benefits.

Citi Dividend Platinum Select® Card for College Students is a Personal Visa card with $0 annual fee.

To apply for Citi Dividend Platinum Student, you usually need good credit.

Apply directly for the Citi Dividend Platinum Select® Card for College Students with Citi secure online application.

Intro APR Intro Period as long as APR as low as Penalty APR
Purchases 0%7 months13.99% - 21.99% (Variable)29.99%
Balance Transfers --13.99% - 21.99% (Variable)See Issuer's Website
Cash Advances --25.24% (Variable)See Issuer's Website

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 7 months. After that, your APR will be as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Balance Transfer Transaction Fee
    Either $10.00 or 4% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi Dividend Platinum Select® Card for College Students

    Citi Student Card Review: Dividend Platinum Select

    Citi Student Card Review: Dividend Platinum Select

    September 11, 2011 - By Meghan Clark - Review
    Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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StudentIntroductory Bonus Reward PointsPoint RewardsBonus Reward PointsExtended Warranty$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
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