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Citi Dividend Platinum Select Card for College Students

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  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Credit Card Review by CreditDonkey

Citi Dividend Platinum Select Card for College Students is a Personal Visa card with a $0 annual fee. Citi Dividend Platinum Select Card for College Students offers student, introductory bonus cash back, cash back rewards, drugstore rewards, gas rewards, grocery rewards, utility rewards, car rental insurance, extended warranty, purchase protection, travel accident insurance, virtual account numbers, $0 fraud liability, emergency assistance, identity theft assistance and travel assistance.

Apply directly for the Citi Dividend Platinum Select Card for College Students with Citi secure online application.

Intro APR Intro Period as long as APR as low as Default APR
Purchases 0%7 months13.99% - 21.99% (Variable)29.99%
Balance Transfers --13.99% - 21.99% (Variable)n/a
Cash Advances --25.24% (Variable)n/a

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 7 months. After that, your APR will be as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Balance Transfer Transaction Fee
    Either $10.00 or 4% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi Dividend Platinum Select Card for College Students

    Citi Student Card Review: Dividend Platinum Select

    Citi Student Card Review: Dividend Platinum Select

    September 11, 2011 - By Meghan Clark - Review
    Students who are looking for a credit card to add to their wallet may want to consider a cash back card, like this one that is available through Citi. The Citi Dividend Platinum Select is a Visa credit card that was created with college students in mind.
    Citi Dividend Platinum Select Visa Card for College Students Review

    Citi Dividend Platinum Select Visa Card for College Students Review

    November 1, 2008 - By Chris Anderson - Review
    The Citi Dividend Platinum Select Visa Card is designed to help college students build a credit history – and to give them maximum usage from a credit card. To qualify, a student does not need to have a minimum income or a cosigner, which makes obtaining the card very easy. There is no annual fee and cardholders receive a bonus 0% Annual Percentage Rate (APR) on purchases and balance transfers in the first six months. After the first six months, the APR becomes variable, starting at 13.99%.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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Citi Forward Card for College Students
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  • No Cosigner required
  • APR reduction on purchases when using credit wisely
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StudentIntroductory Bonus Reward PointsPoint RewardsBonus Reward Points$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
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13.99% - 22.99% (Variable)
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