  | Citi Dividend Platinum Select® Card for College StudentsFind more credit cards from Citi
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkey
Editors' Choice for Student.
The Citi Dividend Platinum Select® Card for College Students ranks 1 out of 5 Student Credit Cards. This ranking is based on our analysis of our 5 published reviews, and our analysis of the features and benefits.
Citi Dividend Platinum Select® Card for College Students is a Personal Visa card with
To apply for Citi Dividend Platinum Student, you usually need good credit.
Apply directly for the Citi Dividend Platinum Select® Card for College Students with
| Intro APR | Intro Period | APR | Penalty APR | |
|---|---|---|---|---|
| Purchases | 0% | 7 months | 13.99% - 21.99% (Variable) | 29.99% |
| Balance Transfers | - | - | 13.99% - 21.99% (Variable) | See Issuer's Website |
| Cash Advances | - | - | 25.24% (Variable) | See Issuer's Website |
Rewards & Benefits
Introductory Bonus Cash Back
Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Cash Back Rewards
Earn a full 1% cash back on all other purchases*
Earn a full 1% cash back on all other purchases*
Bonus Cash Back
Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Citi Drugstore Rewards
Earn 5% cash back at drugstores for first 6 months.
Earn 5% cash back at drugstores for first 6 months.
Gas Rewards
Earn 5% cash back at gas stations for first 6 months.
Earn 5% cash back at gas stations for first 6 months.
Grocery Rewards
Earn 5% cash back at supermarkets for first 6 months.
Earn 5% cash back at supermarkets for first 6 months.
Utility Rewards
Earn 5% cash back for utilities during the first 6 months.
Earn 5% cash back for utilities during the first 6 months.
Travel Assistance
Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
Citi Photo
Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card.
Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card.
Student
Car Rental Insurance
You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.
You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.
Extended Warranty
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
Purchase Protection
Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from date of purchase.
Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from date of purchase.
Travel Accident Insurance
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Citi Virtual Account Numbers
With Virtual Account Numbers, you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it virtually impossible for anyone to steal your account number while shopping online.
With Virtual Account Numbers, you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it virtually impossible for anyone to steal your account number while shopping online.
$0 Fraud Liability
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Emergency Assistance
Identity Theft Assistance
Specialized assistance if you ever become a victim of identity theft.
Specialized assistance if you ever become a victim of identity theft.
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 7 months. After that, your APR will be as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50 - Paying Interest for Balance Transfers
Usually, interest begins charging on the transfer transaction date. - Paying Interest for Cash Advances
Usually, interest begins charging on the cash advance transaction date.
Interest Rates & Interest Charges
- Balance Transfer Transaction Fee
Either $10.00 or 4% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
3% of the amount of each transaction. - Late Payment Fee
Usually, a $35 fee for each late payment may apply. - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply.
Fees
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Articles on Citi Dividend Platinum Select® Card for College Students
Citi Student Card Review: Dividend Platinum Select
Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card.
Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
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