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  | Citi® Dividend® Card for College StudentsFind more credit cards from Citi
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkey
Citi® Dividend® Card for College Students is a Personal Visa card with
Apply for the Citi Dividend for College Students with
| Intro APR | Intro Period | Regular APR | Penalty APR | |
|---|---|---|---|---|
| Purchases | 0% | 7 months | 13.99% - 23.99% (Variable) | 29.99% |
| Balance Transfers | N/A | N/A | 13.99% - 23.99% (Variable) | 29.99% |
| Cash Advances | N/A | N/A | 25.24% (Variable) | 29.99% |
Rewards & Benefits
Bonus Cash Back
Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
Travel Assistance
Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
Citi Photo
Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card.
Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card.
Car Rental Insurance
You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.
You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.
Extended Warranty
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
Purchase Protection
Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from date of purchase.
Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from date of purchase.
Travel Accident Insurance
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Virtual Account Numbers
With Virtual Account Numbers, you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it virtually impossible for anyone to steal your account number while shopping online.
With Virtual Account Numbers, you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it virtually impossible for anyone to steal your account number while shopping online.
$0 Fraud Liability
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Emergency Assistance
Identity Theft Assistance
Specialized assistance if you ever become a victim of identity theft.
Specialized assistance if you ever become a victim of identity theft.
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 7 months. After that, your APR will be as low as 13.99%, 18.99%, 23.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be as low as 13.99%, 18.99%, 23.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50 - Paying Interest for Balance Transfers
Usually, interest begins charging on the transfer transaction date. - Paying Interest for Cash Advances
Usually, interest begins charging on the cash advance transaction date.
Interest Rates & Interest Charges
- Balance Transfer Transaction Fee
Either $5.00 or 4% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
3% of the amount of each transaction. - Late Payment Fee
Usually, a $35 fee for each late payment may apply. - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply.
Fees
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
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Articles on Citi® Dividend® Card for College Students
Student Credit Card Review: Citi Dividend for College Students Worth It?
Free of annual fees, the Citi® Dividend® Card for College Students offers a full 1% cash back on all eligible purchases. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card.
Recent Mentions
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Rising food prices are putting a squeeze on everyone’s grocery budget. According to The World Bank’s food price index, global food prices rose by 29% during 2010 and are approaching the record level set in 2008. These higher prices are due to a combination of rising energy costs, agricultural damage from poor weather, and increased food demand from developing nations like China.
Student
As a college student, you want to build credit and make smart healthy financial decisions. With so many college student credit cards available, how do you pick the best offer for you? Consider these three factors to help you narrow down your selection:
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There are quite a bit of expenses that come with being a college student, between the books and school supplies, gas, food and utilities, there is always something that needs to be purchased.
What do you think about Citi® Dividend® Card for College Students?
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