Citi Forward® Card vs Chase Sapphire Preferred℠ Card

Citi Forward is an excellent rewards credit card, especially for cardholders who plan to eat out at restaurants frequently. How does it compare to Chase Sapphire Preferred, a points and travel credit card? Read our comparison chart below.

Keep in mind, the Citi Forward has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year).

	Citi Forward® Card	Chase Sapphire Preferred℠ Card
	Credit Card Summary
	$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases. APR reduction on purchases when using credit wisely No Annual Fee*.	Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 7 months
Introductory APR for Balance Transfers	0% introductory APR for 12 months
Purchases APR	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$95 annual fee, annual fee waived for first year
	Credit Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months	Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Point Rewards	Point Rewards: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.	Point Rewards: 1 point per dollar spent on all other purchases
Travel Rewards		Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value
Bonus Reward Points	Bonus Reward Points: Earn up to 1,200 bonus points per year for paying on time and staying within your limit	Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed
Price Protection		Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards	Dining Rewards: 5 points for every $1 you spend on restaurants	Dining Rewards: 2 points per dollar spent at restaurants
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 10,000 bonus point offer 5 points for every $1 spent at restaurants No annual fee Cons: Short intro APR period	Pros: Generous bonus points Travel, purchase and security protection No annual fee for first year Cons: No intro APR $95 annual fee
Bottom Line	Excellent rewards credit card, especially for cardholders who plan to eat out at restaurants frequently... Read full review	High-earning rewards card for those with excellent credit... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Citi Forward® Card

Citi Forward Review: 5 Points for Restaurants
May 4, 2012 - By David R - Review for Citi Forward
The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
December 9, 2011 - By David R - Review for Chase Sapphire Preferred
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Compare Citi Forward to:

Chase Freedom® Visa Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Citi® Dividend Platinum Select® Visa® Card Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months 0% for 12 months 12.99% - 22.99% (Variable) $100 cash back after $500 in purchases within the first 3 months of account opening. 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll. Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com. Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee.*

Citi ThankYou℠ Preferred Card Intro APR (P) Intro APR (BT) APR as low as - - 12.99% - 22.99% (Variable) $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening. Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you’re a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*

Compare Chase Sapphire Preferred to:

Chase Sapphire℠ Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

American Express® Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

You might also be interested in

Related: Point Rewards Credit Cards