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Citi Forward® Card vs American Express® Premier Rewards Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Forward is an excellent rewards credit card, especially for cardholders who plan to eat out at restaurants frequently. How does it compare to American Express® Premier Rewards Gold Card, a points credit card? Read our comparison chart below.

Keep in mind, the Citi Forward has a $0 annual fee, while the American Express® Premier Rewards Gold Card has a $175 annual fee (annual fee waived for first year).


 Citi Forward® CardAmerican Express® Premier Rewards Gold Card
 Apply for Citi Forward® CardApply for American Express® Premier Rewards Gold Card
 

Citi Forward® Card

American Express® Premier Rewards Gold Card

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining RewardsCar Rental Insurance
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward Points
 
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
  • Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 7 months 
Introductory APR for Balance Transfers0% introductory APR for 12 months 
Purchases APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors 
Balance Transfers APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors 
Annual Fee$0 annual fee$175 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 monthsIntroductory Bonus Reward Points: 25,000 points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
Airline Rewards Airline Rewards: Earn triple points on airfare.
Point RewardsPoint Rewards: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards Travel Rewards
Bonus Reward PointsBonus Reward Points: Earn up to 1,200 bonus points per year for paying on time and staying within your limitBonus Reward Points: Earn an extra 15,000 bonus points when you spend $30,000 in a calendar year.
Dining RewardsDining Rewards: 5 points for every $1 you spend on restaurants 
Gas Rewards Gas Rewards: Earn double points on gas.
Grocery Rewards Grocery Rewards: Earn double points on groceries.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi Forward® CardAmerican Express® Premier Rewards Gold Card
Pros & ConsPros:
  • 10,000 bonus point offer
  • 5 points for every $1 spent at restaurants
  • No annual fee
Cons:
  • Short intro APR period
Bottom LineExcellent rewards credit card, especially for cardholders who plan to eat out at restaurants frequently... Read full review
 Apply for Citi Forward® CardApply for American Express® Premier Rewards Gold Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Citi Forward® Card

    Citi Forward Review: 5 Points for Restaurants

    Citi Forward Review: 5 Points for Restaurants

    May 4, 2012 - By David R - Review for Citi Forward
    The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Compare Citi Forward to:

Chase Freedom® Visa

Chase Freedom® Visa

Intro APR (P)Intro APR (BT)APR as low as
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery Rewards
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Apply for Chase Freedom® Visa
Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card

Intro APR (P)Intro APR (BT)APR as low as
0% for 12 months
0% for 12 months
12.99% - 22.99% (Variable)
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackCar Rental Insurance
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee.*
Apply for Citi® Dividend Platinum Select® Visa® Card
Citi ThankYou℠ Preferred Card

Citi ThankYou℠ Preferred Card

Intro APR (P)Intro APR (BT)APR as low as
--
12.99% - 22.99% (Variable)
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on Rewards
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Apply for Citi ThankYou℠ Preferred Card

Compare American Express Premier Rewards Gold Card to:

American Express® Gold Card
Apply for American Express® Gold Card
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$125

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

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