Citi Forward® Card for College Students vs Discover® Student Card - $20 Cashback Bonus

Citi Forward Student is a good rewards credit card for college students looking to develop good spending habits. How does it compare to Discover Student Card, a cash back credit card? Read our comparison chart below.

	Citi Forward® Card for College Students	Discover® Student Card - $20 Cashback Bonus
	Credit Card Summary
	No Cosigner required APR reduction on purchases when using credit wisely 100 ThankYou Points each billing period that you pay on time and stay under your credit line Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.	Experience Discover's great reward program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy. $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 7 months	0% introductory APR for 6 months
Purchases APR	as low as 13.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 13.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student	Student	Student
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Earn $20 Cashback Bonus when you make your 1st purchase within 3 months of approval.
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Cash Back Rewards		Cash Back Rewards: Earn up to 1% unlimited cashback bonus on everything else you buy.
Bonus Cash Back		Bonus Cash Back: 5% cashback bonus in categories that change. Bonus Categories for 2012 January - March: Gas, Museums, Movies April - June: Restaurants, Movies July - September: Gas, Movies, Theme Parks October - December: Department Stores, Electronic Stores, Toy Stores, Movies Limitations apply*. See Issuer's Website for additional program details.
Point Rewards	Point Rewards: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.
Bonus Reward Points	Bonus Reward Points: Earn up to 1,200 bonus points per year for paying on time and staying under your limit
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: APR reduction Rewards program Bonus rewards for responsible credit use Cons: Point limit Points expire after 5 years
Bottom Line	Good rewards credit card for college students looking to develop good spending habits... Read full review	Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Citi Forward® Card for College Students

Citi Forward Student Card Review: Bonus for Responsible Usage
September 5, 2011 - By Meghan Clark - Review for Citi Forward Student
Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Discover® Student Card - $20 Cashback Bonus

Discover Student Card Review
August 12, 2011 - By Meghan Clark - Review for Discover Student Card
The Discover Student card offers cash back and a great interest rate, without charging an annual fee. Mobile account management and helpful customer service also makes this card easy to use. Students who might carry a balance but still want a ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Compare Citi Forward Student to:

Citi Forward® Card $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases. APR reduction on purchases when using credit wisely No Annual Fee*. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 7 months 0% for 12 months 12.99% - 22.99% (Variable) $0

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Compare Discover Student Card to:

Discover® More Card - 18 Month Promotional Balance Transfer 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 6 months 0% for 18 months 10.99% - 20.99% (Variable) $0

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