Citi Forward® Card for College Students vs Citi Dividend Platinum Select® Card for College Students

Citi Forward Student is a good rewards credit card for college students looking to develop good spending habits. How does it compare to Citi Dividend Platinum Student, a cash back credit card? Read our comparison chart below.

	Citi Forward® Card for College Students	Citi Dividend Platinum Select® Card for College Students
	Credit Card Summary
	No Cosigner required APR reduction on purchases when using credit wisely 100 ThankYou Points each billing period that you pay on time and stay under your credit line Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.	No Cosigner Required Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* Earn a full 1% cash back on all other purchases*
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 7 months	0% introductory APR for 7 months
Purchases APR	as low as 13.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 13.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student	Student	Student
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Cash Back Rewards		Cash Back Rewards: Earn a full 1% cash back on all other purchases*
Bonus Cash Back		Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Point Rewards	Point Rewards: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.
Bonus Reward Points	Bonus Reward Points: Earn up to 1,200 bonus points per year for paying on time and staying under your limit
Gas Rewards		Gas Rewards: Earn 5% cash back at gas stations for first 6 months.
Grocery Rewards		Grocery Rewards: Earn 5% cash back at supermarkets for first 6 months.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: APR reduction Rewards program Bonus rewards for responsible credit use Cons: Point limit Points expire after 5 years	Pros: Generous cash back program 0% intro APR on purchases No annual fee Cons: No intro APR for balance transfers Annual maximum on rewards
Bottom Line	Good rewards credit card for college students looking to develop good spending habits... Read full review	Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Citi Forward® Card for College Students

Citi Forward Student Card Review: Bonus for Responsible Usage
September 5, 2011 - By Meghan Clark - Review for Citi Forward Student
Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Citi Dividend Platinum Select® Card for College Students

Citi Student Card Review: Dividend Platinum Select
September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Compare Citi Forward Student to:

Citi Forward® Card $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases. APR reduction on purchases when using credit wisely No Annual Fee*. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 7 months 0% for 12 months 12.99% - 22.99% (Variable) $0

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