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Citi Forward® Card for College Students

Find more credit cards from Citi
  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Citi Forward® Card for College Students is a Personal Visa card with $0 annual fee.

To apply for Citi Forward Student, you usually need good credit.

Apply directly for the Citi Forward® Card for College Students with Citi secure online application.

Intro APR Intro Period as long as APR as low as Penalty APR
Purchases 0%7 months13.99% - 22.99% (Variable)29.99%
Balance Transfers --13.99% - 22.99% (Variable)29.99%
Cash Advances --25.24% (Variable)29.99%

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 7 months. After that, your APR will be as low as 13.99% to 22.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 13.99% to 22.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi Forward® Card for College Students

    Citi Forward Student Card Review: Bonus for Responsible Usage

    Citi Forward Student Card Review: Bonus for Responsible Usage

    September 5, 2011 - By Meghan Clark - Review
    Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate reduction by paying on time and staying under the credit line. In addition, this card offers a great rewards program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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    As college students head for Spring Break destinations from Panama City and Cancun to the Caribbean, many take with them a “charge first; ask questions later” mentality guaranteed to produce financial hangovers later. To avoid this outcome, savvy students can compare different student credit card offers for deals that will make the vacations less expensive and help them to establish good credit histories.

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Compare Citi Forward Student to:

Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Popular Cards from Citi

Citi Dividend Platinum Select® Card for College Students
Apply for Citi Dividend Platinum Select® Card for College Students
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended Warranty Purchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
-
13.99% - 21.99% (Variable)
$0

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