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Citi Forward Student Card Review: Bonus for Responsible Usage
Read more about Citi Forward® Card for College Students
Build healthy credit habits and earn 5 reward points for every dollar spent at restaurants and on entertainment, both popular student activities, with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate reduction by paying on time and staying under the credit line.
Pros and Cons
Good rewards credit card for college students looking to develop good spending habits
Here are some of the benefits that come with the Citi Forward Card for College Students that make this card a favorite among coeds:
Cardholders can get up to 2% off their purchase APR over the life of their card; to accomplish this, they must simply make a purchase, pay on time and stay under their credit limit for 3 billing periods in a row. Each time they do this, they receive a 0.25% reduction, until they reach the 2% maximum benefit.
The Citi Forward Card for Students offers great incentives and a solid rewards program to students looking to develop good spending habits. Students who plan on accumulating points slowly over time (past 5 years) might want to look for a card with points that don't expire.
Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.
Disclaimer: This content was first published on September 5, 2011. This content may have been updated on January 22, 2013. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Citi website for updated information.
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