Citi Double Cash vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Double Cash is a great rewards credit card to earn cash back twice with no annual fee. How does it compare to Discover It, a cash back credit card? Read our comparison chart below.

	Citi® Double Cash Card	Discover it® Cash Back

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 14 months
Introductory APR for Balance Transfers	0%* introductory APR for 18 months*	0% introductory APR for 14 months
Purchase APR	15.74% to 25.74%* (Variable) based on your creditworthiness and other factors	14.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	15.74% to 25.74%* (Variable) based on your creditworthiness and other factors	14.24% to 25.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	3% of each purchase transaction in US dollars.	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases	1% cash back on all other purchases.
Bonus Cash Back		5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply. See issuer's website for additional program details. Bonus Categories for 2019:* January - March 2019: Grocery Stores April - June 2019: Gas Stations, Uber and Lyft July - September 2019: Restaurants and PayPal October - December 2019: Amazon.com, Target and Walmart.com
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earns cash back twice on purchases No annual fee Introductory APR for 18 months on balance transfers Cons: No signup bonus Cash rewards expire after 12 months if there is no activity on the account 3% foreign transaction fee	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Great rewards credit card to earn cash back twice with no annual fee... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
	Read Citi Double Cash Review	Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi® Double Cash Card and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on December 21, 2018 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 2, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Citi Double Cash or Discover It?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Citi Double Cash or Chase Freedom Unlimited.

Articles on Citi® Double Cash Card

Citi Double Cash Card Review

With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details.

Articles on Discover it® Cash Back

Discover It Credit Card Review

With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.

Is Discover It a Good Credit Card

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ABOC Platinum Rewards Card Review

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Review: Chase Freedom vs Freedom Unlimited

Does Chase Freedom or Freedom Unlimited make more sense? Read this in-depth comparison of these cashback cards to learn which is better. The answer may surprise you.

Chase Freedom Unlimited Review: Is It Good?

With a double cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

Fidelity Credit Card Review: 2% with No Annual Fee

With unlimited 2% cash back on purchases, the new Fidelity Rewards Visa Signature has some real advantages and perks, but does it deserve a place in your wallet? Let's take a look at the pros and cons of this card and see if it suits your lifestyle.

Chase Freedom Card Review

Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.

Discover It Miles Review: Best Way to Travel More?

Discover it Miles rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Plus, as a promotion, the card will match the miles you earn at the end of your first year.

Disclaimer: The information for the Chase Freedom and Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Citi Double Cash to:

Chase Freedom Unlimited®


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% for 15 months	0% for 15 months	17.24% - 25.99% Variable
Annual Fee
$0

Capital One® Quicksilver® Cash Rewards Credit Card



Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% intro on purchases for 15 months	0% intro on balance transfers for 15 months	16.24% - 26.24% (Variable)
Annual Fee
$0

Chase Sapphire Preferred® Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	18.24% - 25.24% Variable
Annual Fee
$95

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Discover It to:

Blue Cash Everyday® Card from American Express

Terms Apply \| Read Review \| See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% on Purchases for 15 months	0% on Balance Transfers for 15 months	15.24% - 26.24% Variable	$0

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Citi Double Cash vs Discover It

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