Citi® Double Cash Card

Disclaimer: The information for the Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

• Overview
• Interest Rates and Fees
• Compared to Chase Freedom Unlimited
In-Depth Review

Citi® Double Cash Card is a Personal Mastercard card with $0 annual fee.

	Intro APR	Intro Period as long as	Regular APR
Purchases	N/A	N/A	15.49% - 25.49%* (Variable)
Balance Transfers	0%*	18 months*	15.49% - 25.49%* (Variable)

Rewards & Benefits


Cash Back Rewards
Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases
Read: Household Spending Statistics
Compare: Citi Double Cash vs Chase Freedom Unlimited
Smart Chip

Read: What Are Chip Credit Cards
Compare: Citi Double Cash vs Chase Sapphire Preferred

Interest Rates & Interest Charges

• Annual Percentage Rate (APR) for Purchases
  APR will be 15.49% to 25.49%* (Variable) based on your creditworthiness and other factors.
• Annual Percentage Rate (APR) for Balance Transfers
  0% introductory APR for 18 months*. After that, your APR will be 15.49% to 25.49%* (Variable) based on your creditworthiness and other factors.
• Paying Interest for Purchases
  You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
• Paying Interest for Balance Transfers
  Usually, interest begins charging on the transfer transaction date. If you are charged interest, the charge will be no less than $0.50

Fees

• Annual Fee
  $0 annual fee
• Balance Transfer Transaction Fee
  Either $5 or 3% of the amount of each transfer, whichever is greater.
• Cash Advance Transaction Fee
  Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
• Foreign Transaction Fee
  3% of each purchase transaction in US dollars.
• Late Payment Fee
  None for the first late payment; up to $35 after that.
• Returned Payment Fee
  Up to $35

	Citi® Double Cash Card	Chase Freedom Unlimited®
		0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum Unlimited 1.5% cash back on every purchase - it's automatic Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open Free credit score, updated weekly with Credit Journey℠ No annual fee
	Interest Rates and Fees
Introductory APR for Purchases	N/A	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0%* introductory APR for 18 months*	0% introductory APR for 15 months
Purchase APR	15.49% to 25.49%* (Variable) based on your creditworthiness and other factors	16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	15.49% to 25.49%* (Variable) based on your creditworthiness and other factors	16.74% to 25.49% Variable based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Benefits and Features
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Cash Back Rewards	Cash Back Rewards: Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases	Cash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic!
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on October 2, 2018 from published websites and is believed to be accurate, but not guaranteed. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Complete Card Details

• Pricing information including interest rates, rewards, benefits and fees was obtained on October 2, 2018 from published websites and is believed to be accurate, but not guaranteed.
• While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Articles on Citi® Double Cash Card

Citi Double Cash Card Review
August 29, 2014 - By Cynthia Cohen - Reviews
With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details.

Recent Mentions

Compare Citi Double Cash to:

Chase Freedom Unlimited® 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum Unlimited 1.5% cash back on every purchase - it's automatic Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening No minimum to redeem for cash back Cash Back rewards do not expire as long as your account is open Free credit score, updated weekly with Credit Journey℠ No annual fee Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 16.74% - 25.49% Variable $0

Chase Freedom Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 15 months 0% for 15 months 16.74% - 25.49% Variable $0

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) $0

Discover it® Cash Back Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 14 months 0% for 14 months 13.99% - 24.99% Variable $0

Chase Sapphire Preferred® Card Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.74% - 24.74% Variable $0 Intro for the First Year, then $95

Capital One® Venture® Rewards Credit Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 14.74% - 24.74% (Variable) $0 intro for first year; $95 after that

Blue Cash Everyday® Card from American Express $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. No annual fee. Terms Apply. See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.99% - 25.99% Variable $0

Citi ThankYou® Preferred Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 15 months* 0%* for 15 months* 15.49% - 25.49%* (Variable) $0*

Bank of America® Cash Rewards credit card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% Introductory APR on purchases for 12 billing cycles 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days 15.24% - 25.24% Variable APR on purchases and balance transfers $0

Costco Anywhere Visa® Card by Citi Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24%* (Variable) $0

Citi Simplicity® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0%* for 12 months* 0%* for 21 months* 15.99% - 25.99%* (Variable) $0*

Barclaycard Arrival® Plus World Elite Mastercard® Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days Earn unlimited 2X miles on every purchase Book travel your way-no airline, seat or hotel restrictions-and redeem your miles for travel statement credits Get 5% miles back to use toward your next redemption, every time you redeem No foreign transaction fees International Chip and PIN for use at self-service chip terminals around the world Miles don't expire as long as your account is open, active and in good standing See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A 0% intro APR for first 12 billing cycles following each BT that posts within 45 days of account opening 17.99%, 21.99% or 24.99% variable based on your creditworthiness $89 (waived first year)

The Amex EveryDay® Credit Card from American Express Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on purchases for 15 months 0% on balance transfers for 15 months 14.99% - 25.99% Variable $0

Disclaimer: The information for the Chase Freedom, Capital One® Quicksilver® Cash Rewards Credit Card, Discover it® Cash Back, Capital One® Venture® Rewards Credit Card, Citi ThankYou® Preferred Card, Bank of America® Cash Rewards credit card, Costco Anywhere Visa® Card by Citi, Citi Simplicity® Card, and The Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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