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Credit Card Review by CreditDonkey
Citi® Dividend Platinum Select® Visa® Card is a Personal Visa card with
To apply for Citi Dividend Card, you usually need excellent credit.
Apply directly for the Citi® Dividend Platinum Select® Visa® Card with
| Intro APR | Intro Period | APR | Penalty APR | |
|---|---|---|---|---|
| Purchases | 0% | 12 months | 12.99% - 22.99% (Variable) | 29.99% |
| Balance Transfers | 0% | 12 months | 12.99% - 22.99% (Variable) | 29.99% |
| Cash Advances | - | - | 25.24% (Variable) | 29.99% |
Rewards & Benefits
Introductory Bonus Cash Back
$100 cash back after $500 in purchases within the first 3 months of account opening
$100 cash back after $500 in purchases within the first 3 months of account opening
Cash Back Rewards
Full 1% cash back on all other purchases and eligible cash advances.
Full 1% cash back on all other purchases and eligible cash advances.
Bonus Cash Back
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Compare: Citi Dividend Card vs Chase Freedom
Price Protection
If you buy something with your Citi card and then see it advertised in print for less within 60 days, you may be eligible for a refund of the difference up to $250(excludes internet purchases and advertisements and certain items).
If you buy something with your Citi card and then see it advertised in print for less within 60 days, you may be eligible for a refund of the difference up to $250(excludes internet purchases and advertisements and certain items).
Utility Rewards
5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
Car Rental Insurance
Pays for covered damages (physical damage and theft) to a rental vehicle when your Citi Card is used to initiate and pay for the entire rental transaction and you decline the car rental company's collision, loss/damage waiver.
Pays for covered damages (physical damage and theft) to a rental vehicle when your Citi Card is used to initiate and pay for the entire rental transaction and you decline the car rental company's collision, loss/damage waiver.
Extended Warranty
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
Purchase Protection
Most items purchased with your Citi card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase.
Most items purchased with your Citi card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase.
Baggage Insurance
Charge the entire common carrier fare to your Citi® card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.
Charge the entire common carrier fare to your Citi® card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier.
Travel Accident Insurance
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Travel Assistance
In the U.S. and abroad, you have assistance with medical and legal referrals, lost luggage assistance, emergency transportation and more.
In the U.S. and abroad, you have assistance with medical and legal referrals, lost luggage assistance, emergency transportation and more.
$0 Fraud Liability
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
Compare: Citi Dividend Card vs Chase Sapphire
Identity Theft Assistance
Specialized assistance if you ever become a victim of identity theft.
Specialized assistance if you ever become a victim of identity theft.
Compare: Citi Dividend Card vs Citi Forward
- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 12 months. After that, your APR will be as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% introductory APR for 12 months. After that, your APR will be as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest.
Interest Rates & Interest Charges
- Balance Transfer Transaction Fee
Either $5.00 or 3% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
3% of the amount of each transaction. - Late Payment Fee
Usually, a $35 fee for each late payment may apply. - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply.
Fees
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Articles on Citi® Dividend Platinum Select® Visa® Card
Citi Dividend Card Review: $100 Cash Back Bonus
If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders beware: the annual $300 cash back limit might put a damper on your earnings.
Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
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