Citi Diamond Preferred® Card vs Starwood Preferred Guest® Credit Card from American Express

Citi Diamond Preferred is an excellent card for people who carry a balance. How does it compare to Starwood Preferred Guest Credit Card from American Express, a hotel credit card? Read our comparison chart below.

Keep in mind, the Citi Diamond Preferred has a $0 annual fee, while the Starwood Preferred Guest Credit Card has a $65 annual fee (annual fee waived for first year).

	Citi Diamond Preferred® Card	Starwood Preferred Guest® Credit Card from American Express
	Credit Card Summary
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). Exciting deals and savings for great brands through Citi Specials $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*	Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel. Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 18 months
Introductory APR for Balance Transfers	0% introductory APR for 18 months
Purchases APR	as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$65 annual fee, annual fee waived for first year
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards		Introductory Bonus Hotel Rewards: Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Airline Rewards		Airline Rewards: Redeem Starpoints for SPG Award flights on over 350 airlines -- all without blackout dates. Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Hotel Rewards		Hotel Rewards: Get 1 Starpoint for every eligible dollar spent. Receive up to 5 Starpoints for every eligible dollar spent at Starwood hotels and resorts.
Bonus Airline Rewards		Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
Hotel Status		Hotel Status: Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year. Enjoy your third night free at participating Sheraton hotels and resorts.
Price Protection	Price Protection
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 0% APR for 18 months No Annual Fee Cons: No Rewards	Pros: Earn bonus points upon first purchase Flexible transfer to airlines miles Cons: $65 annual fee
Bottom Line	Excellent card for people who carry a balance... Read full review	Excellent rewards card for travelers looking for free hotel stays or airfare... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Citi Diamond Preferred® Card

Citi Diamond Preferred Card Review: 0% APR Offer
December 30, 2011 - By David R - Review for Citi Diamond Preferred
With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Starwood Preferred Guest® Credit Card from American Express

AMEX Starwood Review: Versatile Hotel and Airline Rewards
December 16, 2011 - By David R - Review for Starwood Preferred Guest Credit Card
A CreditDonkey.com editors’ favorite, the Starwood Preferred Guest Credit Card offers exceptional travel rewards and top-notch American Express customer service for a reasonable annual fee. The generous sign-up bonuses and 1:1 point transfer to ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Compare Citi Diamond Preferred to:

Citi ThankYou℠ Preferred Card $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening. Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you’re a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 12.99% - 22.99% (Variable) $0

Citi Simplicity® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 18 months 0% for 18 months 12.99% - 21.99% (Variable) $0

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Compare Starwood Preferred Guest Credit Card to:

Marriott Rewards® Credit Card Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough for up to 6 free nights at a category 1 hotel No Annual fee for your first year that's a $45 value* Earn 3 points for every $1 spent at Marriott® locations Earn 1 point for every $1 spent on other purchases Cardmembers achieve Silver elite status with 10 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 14.24% (Variable) $45

Citi® Hilton HHonors Visa Signature® Card Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening* Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.* Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.* Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.* No annual fee.* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 14.24% - 16.24% (Variable) $0

Related: Hotel Rewards Credit Cards