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Citi Diamond Preferred® Card vs Citi ThankYou℠ Preferred Card

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Diamond Preferred is an excellent card for people who carry a balance. How does it compare to Citi Thank You Preferred, a points credit card? Read our comparison chart below.


 Citi Diamond Preferred® CardCiti ThankYou℠ Preferred Card
 Apply for Citi Diamond Preferred® CardApply for Citi ThankYou℠ Preferred Card
 

Citi Diamond Preferred® Card

Citi ThankYou℠ Preferred Card

 

Credit Card Summary

 
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending Limit
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 18 months 
Introductory APR for Balance Transfers0% introductory APR for 18 months 
Purchases APRas low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factorsas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factorsas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Reward Points Introductory Bonus Reward Points: $250 gift card - When you redeem the 25,000 bonus ThankYou® points received after $2,000 in purchases within 4 months of account opening.
Point Rewards Point Rewards: Earn 1 point for every $1 you spend on all purchases
Price ProtectionPrice ProtectionPrice Protection
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi Diamond Preferred® CardCiti ThankYou℠ Preferred Card
Pros & ConsPros:
  • 0% APR for 18 months
  • No Annual Fee
Cons:
  • No Rewards
Pros:
  • 25000 bonus point offer
  • No annual fee
  • Anniversary bonus
Cons:
  • No intro APR
Bottom LineExcellent card for people who carry a balance... Read full reviewGood rewards credit card for those who do not carry a balance... Read full review
 Apply for Citi Diamond Preferred® CardApply for Citi ThankYou℠ Preferred Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi Diamond Preferred® Card

    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review: 0% APR Offer

    December 30, 2011 - By David R - Review for Citi Diamond Preferred
    With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Citi ThankYou℠ Preferred Card

    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Compare Citi Diamond Preferred to:

Citi Simplicity® Card
Apply for Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
12.99% - 21.99% (Variable)
$0

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