Citi Diamond Preferred® Card vs Citi® Dividend Platinum Select® Visa® Card

Citi Diamond Preferred is an excellent card for people who carry a balance. How does it compare to Citi Dividend Card, a cash back and 0% APR on Balance Transfers credit card? Read our comparison chart below.

	Citi Diamond Preferred® Card	Citi® Dividend Platinum Select® Visa® Card
	Credit Card Summary
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). Exciting deals and savings for great brands through Citi Specials $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*	$100 cash back after $500 in purchases within the first 3 months of account opening. 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll. Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com. Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee.*
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 18 months	0% introductory APR for 12 months
Introductory APR for Balance Transfers	0% introductory APR for 18 months	0% introductory APR for 12 months
Purchases APR	as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Introductory Bonus Cash Back: $100 cash back after $500 in purchases within the first 3 months of account opening
Cash Back Rewards		Cash Back Rewards: Full 1% cash back on all other purchases and eligible cash advances.
Bonus Cash Back		Bonus Cash Back: Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Price Protection	Price Protection	Price Protection: If you buy something with your Citi card and then see it advertised in print for less within 60 days, you may be eligible for a refund of the difference up to $250(excludes internet purchases and advertisements and certain items).
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 0% APR for 18 months No Annual Fee Cons: No Rewards	Pros: $100 cash back bonus offer 5% rotating categories 0% intro APR No annual fee Cons: $300 cash back rewards annual limit $50 minimum to redeem
Bottom Line	Excellent card for people who carry a balance... Read full review	Good cash back credit card with 0% intro APR for moderate spenders... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Citi Diamond Preferred® Card

Citi Diamond Preferred Card Review: 0% APR Offer
December 30, 2011 - By David R - Review for Citi Diamond Preferred
With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Citi® Dividend Platinum Select® Visa® Card

Citi Dividend Card Review: $100 Cash Back Bonus
May 18, 2012 - By David R - Review for Citi Dividend Card
If you’re looking for a cash back card with a 0% introductory APR and no annual fee, you should consider the Citi Dividend Platinum Select Visa Card. This card also offers rotating cash back bonus categories and a sign-up bonus. But big spenders ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Compare Citi Diamond Preferred to:

Citi ThankYou℠ Preferred Card $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening. Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you’re a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 12.99% - 22.99% (Variable) $0

Citi Simplicity® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 18 months 0% for 18 months 12.99% - 21.99% (Variable) $0

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Compare Citi Dividend Card to:

Chase Freedom® Visa Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) $0

Citi Forward® Card $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases. APR reduction on purchases when using credit wisely No Annual Fee*. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 7 months 0% for 12 months 12.99% - 22.99% (Variable) $0

Related: Cash Back Rewards Credit Cards