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Citi Diamond Preferred® Card vs Chase Sapphire℠

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Diamond Preferred is an excellent card for people who carry a balance. How does it compare to Chase Sapphire, a points credit card? Read our comparison chart below.


 Citi Diamond Preferred® CardChase Sapphire℠
 Apply for Citi Diamond Preferred® CardApply for Chase Sapphire℠
 

Citi Diamond Preferred® Card

Chase Sapphire℠

 

Credit Card Summary

 
ConciergeEventsCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on Rewards
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 18 months 
Introductory APR for Balance Transfers0% introductory APR for 18 months 
Purchases APRas low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factorsas low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factorsas low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
Cash Back Rewards Cash Back Rewards: You can redeem points to apply to purchases made within 60 days of the redemption date. Points redemptions start at 2,000 points for a $20 statement credit to apply to any purchase(s) made with your card, and in 100-point increments for each additional $1 of credit.
Point Rewards Point Rewards: 1 point per dollar spent on all other purchases
Price ProtectionPrice Protection 
Dining Rewards Dining Rewards: 2 points per dollar spent at restaurants
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi Diamond Preferred® CardChase Sapphire℠
Pros & ConsPros:
  • 0% APR for 18 months
  • No Annual Fee
Cons:
  • No Rewards
Pros:
  • Bonus point offer
  • No annual fee
Cons:
  • No intro APR
Bottom LineExcellent card for people who carry a balance... Read full reviewGood point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance... Read full review
 Apply for Citi Diamond Preferred® CardApply for Chase Sapphire℠

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Citi Diamond Preferred® Card

    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review: 0% APR Offer

    December 30, 2011 - By David R - Review for Citi Diamond Preferred
    With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Chase Sapphire℠

    Chase Sapphire Review

    Chase Sapphire Review

    April 20, 2012 - By David R - Review for Chase Sapphire
    If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Compare Citi Diamond Preferred to:

Citi ThankYou℠ Preferred Card
Apply for Citi ThankYou℠ Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Citi Simplicity® Card
Apply for Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Car Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 18 months
0% for 18 months
12.99% - 21.99% (Variable)
$0

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Compare Chase Sapphire to:

Chase Freedom® Visa

Chase Freedom® Visa

Intro APR (P)Intro APR (BT)APR as low as
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery Rewards
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Apply for Chase Freedom® Visa
Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred℠ Card

Intro APR (P)Intro APR (BT)APR as low as
--
15.24% (Variable)
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward Points
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Apply for Chase Sapphire Preferred℠ Card
American Express® Gold Card

American Express® Gold Card

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending Limit
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Apply for American Express® Gold Card

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