Save money and be informed. CreditDonkey is a credit card comparison and financial education website. Our free online service is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†


Share this on Facebook Tweet this

Citi Diamond Preferred® Card

Read more about Citi credit cards, a CreditDonkey advertiser

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Citi Diamond Preferred® Card is a Personal Visa card with $0 annual fee.

Apply for the Citi Diamond Preferred with Citi secure online application. To qualify for this offer, you usually need excellent credit.

Intro APR Intro Period as long as Regular APR Penalty APR
Purchases 0%*18 months*11.99% - 21.99%* (Variable)29.99%
Balance Transfers 0%*18 months*11.99% - 21.99%* (Variable)29.99%
Cash Advances N/AN/A25.24%* (Variable)29.99%

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 18 months*. After that, your APR will be 11.99% to 21.99%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 18 months*. After that, your APR will be 11.99% to 21.99%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 25.24%* (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Up to $35
  • Returned Payment Fee
    Up to $35

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.


Articles on Citi Diamond Preferred® Card

    Citi Diamond Preferred Card Review: 0% APR Offer

    Citi Diamond Preferred Card Review

    December 30, 2011 - By David R - Reviews
    With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR. That is a long time in the world of credit cards. This is an opportunity for you to get a break from high interest charges, whether you are trying to make a dent in your debt or if you need to make a bunch of big purchases at once ...

Recent Mentions

    Home Improvement

    Credit Card for Home Improvement

    While it’s expensive to be a homeowner, using a credit card can help save money on your next home improvement project. Home improvements not only make your house more pleasant to live in, but they can hopefully also make your house easier to sell in the future.
    Young Professional

    Best Credit Cards for Young Adults

    In the past, being a young professional meant you had it made. Graduating college and entering in a white-collar profession used to mean steady employment, a solid paycheck, and time to enjoy the single life before you settled down to start a family. This status quo changed with the economic crash of 2008.

    Weddings

    With the start of the wedding season, we've put together our recommendations on credit card offers to help engaged couples plan their wedding.

What do you think about Citi Diamond Preferred® Card?

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.

Compare Citi Diamond Preferred to:

Citi ThankYou Preferred Card - Earn 20,000 Bonus Points
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 12 months*
12.99% - 22.99%* (Variable)
$0*

Featured Cards from Citi

    Citi Simplicity Review: 0% Intro APR for 18 Months

    Citi Simplicity Review

    By not charging for late payments, the Citi Simplicity Card gives cardholders some breathing room when it comes to managing their credit. Plus, with an 18-month 0% introductory APR on purchases and balance transfers, this card is a smart pick for people who carry a balance. In exchange for this flexibility, the Citi Simplicity Card does not have a rewards program.
    Citi Double Cash Card Review

    Citi Double Cash Card Review

    With no annual fee and the opportunity to earn cash back twice, the new Citi Double Cash card takes rewards a step further than cards in this category. You'll get 1% cash back on purchases plus ANOTHER 1% cash back as you make payments for those purchases, whether in full or installments.
    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee- all purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.