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| Citi Diamond Preferred® Card Find more credit cards from Citi
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
- Go to issuer's official application, terms, and details
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkeyCiti Diamond Preferred® Card is a Personal MasterCard card with $0 annual fee. Apply for the Citi Diamond Preferred with Citi secure online application. To qualify for this offer, you usually need excellent credit. | Intro APR | Intro Period as long as | Regular APR | Penalty APR |
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| Purchases | 0% | 18 months | 11.99% - 21.99% (Variable) | 29.99% |
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| Balance Transfers | 0% | 18 months | 11.99% - 21.99% (Variable) | 29.99% |
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| Cash Advances | N/A | N/A | 25.24% (Variable) | 29.99% |
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Rewards & Benefits ConciergeYou can access your concierge services through VIP desk by either calling 1(800) 741-5359 or visiting https://citidiamondpreferred.vipdesk.com.  EventsEnjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.  Baggage InsuranceProvides up to $3,000 in lost luggage coverage for you and your dependents when you charge your entire common carrier fare with your Citi Card. This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier. Google WalletYour Citi® MasterCard® and Google Wallet™ will transform the way you tap and pay. Your Citi MasterCard - the first credit card to work in the new app created by Google: Google Wallet. Price ProtectionIf you buy something with your Citi® card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).  Car Rental InsuranceYou're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.  Extended WarrantyThe terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.  Purchase ProtectionMost items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from date of purchase.  Travel Accident InsuranceCharge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.  $0 Fraud LiabilityShop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card. Travel AssistanceYou're protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more.
Interest Rates & Interest Charges- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 18 months. After that, your APR will be as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% introductory APR for 18 months. After that, your APR will be as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
Fees- Balance Transfer Transaction Fee
Either $5.00 or 3% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
3% of the amount of each transaction. - Late Payment Fee
Up to $35 - Returned Payment Fee
Up to $35
Complete Card Details- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.
Articles on Citi Diamond Preferred® CardWith its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its main attraction is its introductory APR.
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Compare Citi Diamond Preferred to: | | - $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*.
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back.
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | 0% for 12 months | 12.99% - 22.99% (Variable) | $0 |
|  | | - Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 12 months | 0% for 12 months | 12.99% - 22.99% (Variable) | $0 |
|  | | - 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | 0% for 18 months | 0% for 18 months | 12.99% - 21.99% (Variable) | $0 |
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