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Citi Diamond Preferred® Card


See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.


Citi Diamond Preferred® Card is a Personal Visa card with $0 annual fee.

Intro APR Intro Period as long as Regular APR Penalty APR
Purchases 0%*21 months*11.99% - 21.99%* (Variable)29.99%
Balance Transfers 0%*21 months*11.99% - 21.99%* (Variable)29.99%
Cash Advances N/AN/A25.24%* (Variable)29.99%

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 21 months*. After that, your APR will be 11.99% to 21.99%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 21 months*. After that, your APR will be 11.99% to 21.99%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 25.24%* (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Up to $35
  • Returned Payment Fee
    Up to $35
 

Citi Diamond Preferred® Card

Citi ThankYou® Preferred Card

 

Interest Rates & Fees

Introductory APR for Purchases0%* introductory APR for 21 months*0%* introductory APR for 12 months*
Introductory APR for Balance Transfers0%* introductory APR for 21 months*0%* introductory APR for 12 months*
Purchase APR11.99% to 21.99%* (Variable) based on your creditworthiness and other factors12.99% to 22.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR11.99% to 21.99%* (Variable) based on your creditworthiness and other factors12.99% to 22.99%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 20,000 bonus ThankYou® Points after you spend $1,500 in card purchases within 3 months of account opening (redeemable for $200 in gift cards)
Point Rewards Point Rewards: Earn 1 ThankYou Point per dollar on other purchases
Dining Rewards Dining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants
Smart Chip
 

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on July 13, 2015 from published websites and are believed to be accurate, but not guaranteed.

Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on July 13, 2015 from published websites and are believed to be accurate, but not guaranteed.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees were obtained on July 13, 2015 from published websites and are believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.


Articles on Citi Diamond Preferred® Card

    Citi Diamond Preferred Card Review

    December 30, 2011 - By David R - Reviews
    With its 21-month introductory APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR. That is a long time in the world of credit cards. This is an opportunity for you to get a break from high interest charges, whether you are trying to make a dent in your debt or if you need to make a bunch of big ...

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Compare Citi Diamond Preferred to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 12 months*
0%* for 12 months*
12.99% - 22.99%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 21 months*
0%* for 21 months*
12.99% - 22.99%* (Variable)
$0*

Chase Sapphire Preferred Card
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% Variable
Introductory Annual Fee of $0 the first year, then $95

About CreditDonkey®
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.