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Citi Diamond Preferred® Card


See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.


Citi Diamond Preferred® Card is a Personal MasterCard card with $0 annual fee.

Intro APR Intro Period as long as Regular APR Penalty APR
Purchases 0%*21 months*12.24% - 22.24%* (Variable)29.99%
Balance Transfers 0%*21 months*12.24% - 22.24%* (Variable)29.99%
Cash Advances N/AN/A25.49%* (Variable)29.99%

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 21 months*. After that, your APR will be 12.24% to 22.24%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 21 months*. After that, your APR will be 12.24% to 22.24%* (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 25.49%* (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 23 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    3% of the amount of each transaction.
  • Late Payment Fee
    Up to $35
  • Returned Payment Fee
    Up to $35
 

Citi Diamond Preferred® Card

Citi ThankYou® Preferred Card

 

Interest Rates and Fees

Introductory APR for Purchases0%* introductory APR for 21 months*0%* introductory APR for 15 months*
Introductory APR for Balance Transfers0%* introductory APR for 21 months*0%* introductory APR for 15 months*
Purchase APR12.24% to 22.24%* (Variable) based on your creditworthiness and other factors13.24% to 23.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR12.24% to 22.24%* (Variable) based on your creditworthiness and other factors13.24% to 23.24%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Point Rewards Point Rewards: Earn 1 ThankYou Point per dollar on other purchases
Dining Rewards Dining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants
Smart Chip
 Learn More for Citi Diamond Preferred CardLearn More for Citi ThankYou Preferred Card

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Citi Diamond Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on December 22, 2015 from published websites and are believed to be accurate, but not guaranteed.

Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees were obtained on March 31, 2016 from published websites and are believed to be accurate, but not guaranteed.

Disclaimer: The information for the Citi Diamond Preferred® Card and Citi ThankYou® Preferred Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees were obtained on December 22, 2015 from published websites and are believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: The information for the Citi Diamond Preferred® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Articles on Citi Diamond Preferred® Card

    Citi Diamond Preferred Card Review

    December 30, 2011 - By David R - Reviews
    With its 21-month introductory APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR.

Recent Mentions

    Citi Simplicity Review

    January 7, 2012 - By David R - Reviews for Citi Simplicity
    Do you have existing debt? The Citi Simplicity is a great way to pay if off faster with a generous intro APR offer. Find out if it’s right for you and how it compares with other popular balance transfer cards.

    Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    Disclaimer: The information for the Citi Simplicity® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Compare Citi Diamond Preferred to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 15 months*
0%* for 15 months*
13.24% - 23.24%* (Variable)
$0*


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0%* for 21 months*
0%* for 21 months*
13.24% - 23.24%* (Variable)
$0*

Chase Sapphire Preferred Card
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95

Disclaimer: The information for the Citi ThankYou® Preferred Card and Citi Simplicity® Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.