Citi Platinum Select AAdvantage World MasterCard Review

The Citi Platinum Select AAdvantage World MasterCard is the perfect credit card for business or pleasure travelers. When you become a cardholder, you’ll pay no annual fee for the first year, but a fee of $85 applies each year thereafter. The card also has a variable Annual Percentage Rate (APR) that can be as low as 14.99%. To offset the costs, you’ll have no set credit limit and a wide variety of travel benefits, starting with American Airlines AAdvantage mileage.

Citi Platinum Select AAdvantage World MasterCard Intro P APR Intro BT APR APR as low as - - N/A Earn 25,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months No annual fee for first 12 months Earn 1 AAdvantage® mile per $1 spent on purchases you make every day apply online

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When you make your first $750 in purchases on the card within the first four months, you’ll receive 25,000 bonus miles from American, which can be used on American, American Eagle, and American Connection. In the future, you’ll earn one AAdvantage Mile for every dollar you spend, and best of all, there are no “blackout dates” for your travel, which means you can travel at any time using your reward mileage. In addition, certain tickets may even offer a mileage discount. If the travel awards alone aren’t enough to convince you that this is a great card, the other benefits will.

First, cardholders have access to Citi’s Personal Concierge Service, which means that wherever you go you can have direct access to the best restaurants, activities, and attractions with just one phone call. Your card membership enrolls you in travel and emergency assistance, which provides medical and legal information, lost luggage assistance and cash up to $3000, and translation services while you are traveling. When you charge your travel tickets on the card, you receive an automatic one million dollar travel insurance policy, and car rentals on the card provide insurance even if you decline the standard agency insurance. Your card comes with trip cancellation and interruption insurance, which is a fantastic benefit for extensive travelers. With this service, an interruption to a trip charged on the card is eligible for up to $1500 in refunds if you have to cancel. You even have a free 14-day international cell phone rental with this card, another benefit if you plan to travel and don’t want to carry your own equipment.

The benefits are not just limited to travel. When you make major purchases on the card, you can extend the original product warranty for up to one year, which means that you don’t have to worry about warranties on major purchases. You’ll also receive 90 days of purchase protection, which allows for a replacement or refund of a malfunctioning item within 90 days of purchase. One of the best benefits for purchases is Citi’s Price Protection Program. If you buy something and see the item on sale for less money within 60 days, Citi will refund the difference in price up to $250.

Citi offers cardholders a Pay Pass, which allows you to simply wave a “mini-card” for smaller purchases, as well as online access, the Identity Monitor program to help you keep watch on your credit, and exclusive access to Smith Barney investment services. If you are a world traveler with good credit, the Citi Platinum Select AAdvantage World Master Card is the perfect credit card.

Write to Chris Anderson at chris@creditdonkey.com