Chase Sapphire℠ vs Miles by Discover® Card

Chase Sapphire is a good point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance. How does it compare to Discover Miles, an airline and travel credit card? Read our comparison chart below.

	Chase Sapphire℠	Miles by Discover® Card
	Credit Card Summary
	Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!	Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
	Credit Card Interest Rates & Fees
Introductory APR for Balance Transfers		0% introductory APR for 12 months
Purchases APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Introductory Bonus Airline Rewards: Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
Cash Back Rewards	Cash Back Rewards: You can redeem points to apply to purchases made within 60 days of the redemption date. Points redemptions start at 2,000 points for a $20 statement credit to apply to any purchase(s) made with your card, and in 100-point increments for each additional $1 of credit.
Airline Rewards		Airline Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year, plus 1 Mile for Every $1 you spend on all other purchases.
Hotel Rewards		Hotel Rewards
Point Rewards	Point Rewards: 1 point per dollar spent on all other purchases
Travel Rewards		Travel Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year. Unrestricted Travel booked through any airline, travel agent or online travel site.
Dining Rewards	Dining Rewards: 2 points per dollar spent at restaurants	Dining Rewards: Earn double miles on up to $3,000 in travel and restaurant purchases.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus point offer No annual fee Cons: No intro APR	Pros: Bonus miles promotion Double Miles on your first $3000 in travel and restaurant purchases each year No annual fee No travel restrictions Cons: No airline-specific loyalty status
Bottom Line	Good point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance... Read full review	Excellent travel card with no annual fee... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Chase Sapphire℠

Chase Sapphire Review
April 20, 2012 - By David R - Review for Chase Sapphire
If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Miles by Discover® Card

Discover Miles Review
September 2, 2011 - By Meghan Clark - Review for Discover Miles
With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Compare Chase Sapphire to:

Chase Freedom® Visa Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Chase Sapphire Preferred℠ Card Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value

American Express® Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

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Compare Discover Miles to:

Escape by Discover® Card Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%* No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 6 months 0% for 6 months 10.99% - 16.99% (Variable) $60

Blue Sky from American Express® 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit. No annual fee Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime Pay your bill all at once, or over time. It's up to you. Blue Savings Program®: big deals on big brands, all the time Get a decision in as little as 60 seconds Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 12 months - 17.24% - 22.24% (Variable) $0

Related: Airline Rewards Credit Cards