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Chase Sapphire® Card vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Chase and American Express are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You support CreditDonkey by using our links. (read more)

Chase Sapphire is a good rewards card with no annual fee for the occasional domestic traveler. How does it compare to American Express Platinum Card, an airline and travel charge card? Read our comparison chart below.

Keep in mind, the Chase Sapphire has a $0 annual fee, while the American Express Platinum Card has a $450 annual fee.

Charge Card vs Credit Card: Chase Sapphire® Card is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Chase Sapphire CardThe Platinum Card from American Express
 Apply for Chase Sapphire CardApply for The Platinum Card from American Express
 

Chase Sapphire® Card

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate Rewards(SM)!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.
 

Card Interest Rates & Fees

Purchase APR15.99% (Variable) based on your creditworthiness and other factors 
Balance Transfers APR15.99% (Variable) based on your creditworthiness and other factors 
Annual Fee$0 annual fee$450 annual fee
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate Rewards(SM)!Introductory Bonus Reward Points: Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
Airline Rewards Airline Rewards: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.
Point RewardsPoint Rewards: 1 point per dollar spent on all other purchasesPoint Rewards: Earn 1 point for virtually every dollar spent.
Travel RewardsTravel RewardsTravel Rewards
Airline Status Airline Status: Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.
Dining RewardsDining Rewards: 2X points on dining at restaurants - from fast food to fine dining 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Chase Sapphire CardThe Platinum Card from American Express
Pros & ConsPros:
  • Promotional bonus
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Bottom LineGood rewards card with no annual fee for the occasional domestic traveler... Read full reviewExcellent charge card for frequent travelers... Read full review
 Apply for Chase Sapphire® CardApply for The Platinum Card® from American Express
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwised endorsed by any card issuer.


    Articles on Chase Sapphire® Card

      Chase Sapphire Review

      Chase Sapphire Review

      September 26, 2014 - By Leah Norris - Reviews for Chase Sapphire
      Families looking for a credit card that will earn them rewards on dining and provide them with a feeling of security on their occasional trips may want to consider the Chase Sapphire. It comes with a long list of travel perks and protections, including trip cancellation insurance and access to emergency assistance with no annual fee. Read on to see if the cons outweigh the pros for the way you would use the Chase Sapphire.

      Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase.


    Articles on The Platinum Card® from American Express

      American Express Platinum Card Review: Annual Fee Worth It?

      American Express Platinum Card Review

      January 13, 2012 - By David R - Reviews for American Express Platinum Card
      The American Express Platinum Card is in our opinion, one of the most prestigious rewards cards on CreditDonkey. It is also one of the most expensive cards we have reviewed, with an annual fee of $450. In exchange for the $450 annual fee, the Platinum Card offers a number of travel benefits and a rewards program.

      Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


    Compare Chase Sapphire to:

    Chase Freedom

    Chase Freedom®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% for 15 months
    0% for 15 months
    13.99% - 22.99% (Variable)
      Chase Sapphire Preferred Card

      Chase Sapphire Preferred® Card

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/A
      15.99% (Variable)
        Gold Delta SkyMiles Credit Card from American Express

        Gold Delta SkyMiles® Credit Card from American Express

        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        NoneNone
        15.24% - 19.24% Variable
        Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended Warranty

          Compare American Express Platinum Card to:

          American Express Premier Rewards Gold Card

          American Express® Premier Rewards Gold Card

          Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
            Starwood Preferred Guest Credit Card from American Express

            Starwood Preferred Guest® Credit Card from American Express

            Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
            NoneNone
            15.24% - 19.24% variable
            Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
              TrueEarnings Card from Costco and American Express

              TrueEarnings® Card from Costco and American Express

              Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
              0% on Purchases for 6 months
              None
              15.24% Variable
              Cash Back RewardsDining RewardsGas RewardsEvents

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                CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

                Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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