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Chase Sapphire℠ vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Sapphire is a good point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance. How does it compare to American Express Platinum Card, a travel and airline status charge card? Read our comparison chart below.

Keep in mind, the Chase Sapphire has a $0 annual fee, while the American Express Platinum Card has a $450 annual fee.


 Chase Sapphire℠The Platinum Card® from American Express
 Apply for Chase Sapphire℠Apply for The Platinum Card® from American Express
 

Chase Sapphire℠

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on Rewards
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant Approval
 
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
 

Card Interest Rates & Fees

Purchases APRas low as 15.24% (Variable) based on your creditworthiness and other factors 
Balance Transfers APRas low as 15.24% (Variable) based on your creditworthiness and other factors 
Annual Fee$0 annual fee$450 annual fee
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!Introductory Bonus Reward Points: 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
Cash Back RewardsCash Back Rewards: You can redeem points to apply to purchases made within 60 days of the redemption date. Points redemptions start at 2,000 points for a $20 statement credit to apply to any purchase(s) made with your card, and in 100-point increments for each additional $1 of credit. 
Airline Rewards Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
Point RewardsPoint Rewards: 1 point per dollar spent on all other purchasesPoint Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards Travel Rewards: Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Airline Status Airline Status: Airport Club Access including American Airlines Admirals Club, Delta Sky Club, US Airways Club - Gain instant access for you and 2 companions whenever you fly at partner airport lounges around the world. In addition to your existing lounge privileges, you have access to Priority Pass™ Select, which offers entry to more than 600 participating airport lounges worldwide, no matter what class or airline you fly. Enroll on American Express website to receive your complimentary Priority Pass Select membership card.
Dining RewardsDining Rewards: 2 points per dollar spent at restaurants 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Chase Sapphire℠The Platinum Card® from American Express
Pros & ConsPros:
  • Bonus point offer
  • No annual fee
Cons:
  • No intro APR
Pros:
  • Travel perks
  • 25,000 bonus points
  • Concierge service
Cons:
  • $450 annual fee
Bottom LineGood point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance... Read full reviewExcellent charge card for frequent travelers... Read full review
 Apply for Chase Sapphire℠Apply for The Platinum Card® from American Express

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Chase Sapphire℠

    Chase Sapphire Review

    Chase Sapphire Review

    April 20, 2012 - By David R - Review for Chase Sapphire
    If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on The Platinum Card® from American Express

    American Express Platinum Card Review: Annual Fee Worth It?

    American Express Platinum Card Review: Annual Fee Worth It?

    January 13, 2012 - By David R - Review for American Express Platinum Card
    The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare Chase Sapphire to:

Chase Freedom® Visa

Chase Freedom® Visa

Intro APR (P)Intro APR (BT)APR as low as
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery Rewards
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Apply for Chase Freedom® Visa
Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred℠ Card

Intro APR (P)Intro APR (BT)APR as low as
--
15.24% (Variable)
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward Points
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Apply for Chase Sapphire Preferred℠ Card
American Express® Gold Card

American Express® Gold Card

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending Limit
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Apply for American Express® Gold Card

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Compare American Express Platinum Card to:

Starwood Preferred Guest® Credit Card from American Express
Apply for Starwood Preferred Guest® Credit Card from American Express
  • Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel.
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsBonus Airline RewardsInstant ApprovalNo Limits on RewardsEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% - 19.24% (Variable)
$65

Relaxing Tips for Credit Card Use on Vacation

Ah, it’s time to get away for a week to relax on your vacation. But even on vacation, you have some responsibilities to manage your credit cards and your spending effectively.

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