McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Share this on Facebook Tweet this

Chase Sapphire℠ vs American Express® Premier Rewards Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Sapphire is a good point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance. How does it compare to American Express® Premier Rewards Gold Card, a points credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire has a $0 annual fee, while the American Express® Premier Rewards Gold Card has a $175 annual fee (annual fee waived for first year).


 Chase Sapphire℠American Express® Premier Rewards Gold Card
 Apply for Chase Sapphire℠Apply for American Express® Premier Rewards Gold Card
 

Chase Sapphire℠

American Express® Premier Rewards Gold Card

 

Credit Card Summary

 
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on Rewards
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward Points
 
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
  • Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
 

Credit Card Interest Rates & Fees

Purchases APRas low as 15.24% (Variable) based on your creditworthiness and other factors 
Balance Transfers APRas low as 15.24% (Variable) based on your creditworthiness and other factors 
Annual Fee$0 annual fee$175 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!Introductory Bonus Reward Points: 25,000 points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
Cash Back RewardsCash Back Rewards: You can redeem points to apply to purchases made within 60 days of the redemption date. Points redemptions start at 2,000 points for a $20 statement credit to apply to any purchase(s) made with your card, and in 100-point increments for each additional $1 of credit. 
Airline Rewards Airline Rewards: Earn triple points on airfare.
Point RewardsPoint Rewards: 1 point per dollar spent on all other purchasesPoint Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards Travel Rewards
Bonus Reward Points Bonus Reward Points: Earn an extra 15,000 bonus points when you spend $30,000 in a calendar year.
Dining RewardsDining Rewards: 2 points per dollar spent at restaurants 
Gas Rewards Gas Rewards: Earn double points on gas.
Grocery Rewards Grocery Rewards: Earn double points on groceries.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Chase Sapphire℠American Express® Premier Rewards Gold Card
Pros & ConsPros:
  • Bonus point offer
  • No annual fee
Cons:
  • No intro APR
Bottom LineGood point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance... Read full review
 Apply for Chase Sapphire℠Apply for American Express® Premier Rewards Gold Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Chase Sapphire℠

    Chase Sapphire Review

    Chase Sapphire Review

    April 20, 2012 - By David R - Review for Chase Sapphire
    If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Compare Chase Sapphire to:

Chase Freedom® Visa

Chase Freedom® Visa

Intro APR (P)Intro APR (BT)APR as low as
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery Rewards
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Apply for Chase Freedom® Visa
Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred℠ Card

Intro APR (P)Intro APR (BT)APR as low as
--
15.24% (Variable)
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward Points
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Apply for Chase Sapphire Preferred℠ Card
American Express® Gold Card

American Express® Gold Card

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending Limit
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Apply for American Express® Gold Card

You might also be interested in


Compare American Express Premier Rewards Gold Card to:

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish credit card reviews, deals, and tips to help you make informed credit decisions.

IMPORTANT LEGAL DISCLAIMERS. READ CAREFULLY.
CreditDonkey