Chase Sapphire Reserve® vs Premier Rewards Gold Card from American Express

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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Premier Rewards Gold Card from American Express, a points charge card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Reserve has a $450 annual fee, while the Premier Rewards Gold Card has a Introductory annual fee of $0 for the first year, then $195.

Charge Card vs Credit Card: Chase Sapphire Reserve® is a credit card while Premier Rewards Gold Card from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	Chase Sapphire Reserve®	Premier Rewards Gold Card from American Express
	Personal Credit Card	Personal Charge Card
	Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year Named a 'Best Travel Credit Card for 2017' by MONEY® Magazine 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓®	Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months. 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases. No Foreign Transaction Fees. $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline. Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. $0 Intro Annual Fee for the 1st year, then $195. Terms Apply. See Rates & Fees
	Card Interest Rates & Fees
Purchase APR	17.49% to 24.49% Variable based on your creditworthiness and other factors	N/A
Balance Transfers APR	17.49% to 24.49% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$450 annual fee	Introductory annual fee of $0 for the first year, then $195
	Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®	Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
Travel Rewards	Travel Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Airline Rewards: Earn 3X points for flights booked directly with airlines.
Hotel Rewards	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Point Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.	Point Rewards: 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
Airline Status	Airline Status: $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card). Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select	Airline Status: $100 Airline Fee Credit. Up to $100 per calendar year for baggage fees and more at one qualifying airline.
Gas Rewards		Gas Rewards: Earn 2X points at US gas stations.
Grocery Rewards		Grocery Rewards: Earn 2X points at US supermarkets.
Dining Rewards	Dining Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.	Dining Rewards: Earn 2X points at US restaurants.
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $450 annual fee No introductory annual fee No intro APR	Pros: Promotional points offer Airline fee credit 3x points for flights booked directly with airlines. Terms Apply. Cons: $0 Intro Annual Fee for the 1st year, then $195
Bottom Line	Ultra premium credit card for luxury travelers... Read full review	Good rewards card for cardholders who fly frequently or eat out... Read full review
What Others View		Chase Sapphire Preferred American Express Platinum Blue Cash Preferred Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Chase Sapphire Reserve or Premier Rewards Gold Card?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Reserve or Chase Sapphire Preferred.

Explore Chase Sapphire Reserve® In-Depth

Chase Sapphire Reserve
An ultra premium travel credit card has arrived: the Chase Sapphire Reserve. Is it worth the $450 annual fee? Read this review to decide.
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Chase Sapphire Reserve Rewards
With elite travel perks and rewards, Chase Sapphire Reserve is a top travel card. Learn how to earn tons of points and your redemption options.
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Chase Sapphire Reserve Travel Credit
The $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets.

Chase Sapphire Reserve Priority Pass
Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it.

Chase Sapphire Reserve Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works.

Chase Sapphire Reserve Benefits
Chase Sapphire Reserve is a premium travel credit card with a staggering $450 annual fee. Read this article to decide if the benefits are worth it.

Chase Sapphire Reserve Credit Score
You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only approval factor. Find out how to improve your odds.

Explore Premier Rewards Gold Card from American Express In-Depth

Gold Premier Rewards Review
If you spend a lot on airfare, the Premier Rewards Gold Card from American Express may be worth considering. Read on for 10 reasons to consider this Amex card and 4 reasons to skip it.
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Chase Sapphire Preferred Review: Why It's Worth $95
Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offers and premium travel benefits. Read on to see if the Sapphire Preferred's annual fee is worth it for you.

Compare Chase Sapphire Reserve to:

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.49% - 24.49% Variable Annual Fee $0 Intro for the First Year, then $95

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 14.49% - 24.49% (Variable) Annual Fee $0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Premier Rewards Gold Card to:

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 12 months 0% on Balance Transfers for 12 months 14.49% - 25.49% Variable $95

Gold Delta SkyMiles® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.24% - 26.24% Variable $0 introductory annual fee for the first year, then $95

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