Chase Sapphire Preferred℠ Card vs Starwood Preferred Guest® Credit Card from American Express

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Starwood Preferred Guest Credit Card from American Express, a hotel credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Starwood Preferred Guest Credit Card has a $65 annual fee. Both cards' annual fees are waived for the first year.

	Chase Sapphire Preferred℠ Card	Starwood Preferred Guest® Credit Card from American Express
	Credit Card Summary
	Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value	Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel. Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65
	Credit Card Interest Rates & Fees
Purchases APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$95 annual fee, annual fee waived for first year	$65 annual fee, annual fee waived for first year
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards		Introductory Bonus Hotel Rewards: Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Airline Rewards		Airline Rewards: Redeem Starpoints for SPG Award flights on over 350 airlines -- all without blackout dates. Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Hotel Rewards		Hotel Rewards: Get 1 Starpoint for every eligible dollar spent. Receive up to 5 Starpoints for every eligible dollar spent at Starwood hotels and resorts.
Point Rewards	Point Rewards: 1 point per dollar spent on all other purchases
Travel Rewards	Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value
Bonus Airline Rewards		Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
Bonus Reward Points	Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed
Hotel Status		Hotel Status: Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year. Enjoy your third night free at participating Sheraton hotels and resorts.
Price Protection	Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards	Dining Rewards: 2 points per dollar spent at restaurants
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Travel, purchase and security protection No annual fee for first year Cons: No intro APR $95 annual fee	Pros: Earn bonus points upon first purchase Flexible transfer to airlines miles Cons: $65 annual fee
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Excellent rewards card for travelers looking for free hotel stays or airfare... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
December 9, 2011 - By David R - Review for Chase Sapphire Preferred
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Starwood Preferred Guest® Credit Card from American Express

AMEX Starwood Review: Versatile Hotel and Airline Rewards
December 16, 2011 - By David R - Review for Starwood Preferred Guest Credit Card
A CreditDonkey.com editors’ favorite, the Starwood Preferred Guest Credit Card offers exceptional travel rewards and top-notch American Express customer service for a reasonable annual fee. The generous sign-up bonuses and 1:1 point transfer to ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Compare Chase Sapphire Preferred to:

Chase Sapphire℠ Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

American Express® Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

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Marriott Rewards® Credit Card Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough for up to 6 free nights at a category 1 hotel No Annual fee for your first year that's a $45 value* Earn 3 points for every $1 spent at Marriott® locations Earn 1 point for every $1 spent on other purchases Cardmembers achieve Silver elite status with 10 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 14.24% (Variable) $45

Citi® Hilton HHonors Visa Signature® Card Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening* Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.* Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.* Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.* No annual fee.* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 14.24% - 16.24% (Variable) $0

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