Chase Sapphire Preferred℠ Card vs Miles by Discover® Card

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Discover Miles, an airline and travel credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year), while the Discover Miles has a $0 annual fee.

	Chase Sapphire Preferred℠ Card	Miles by Discover® Card
	Credit Card Summary
	Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value	Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
	Credit Card Interest Rates & Fees
Introductory APR for Balance Transfers		0% introductory APR for 12 months
Purchases APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$95 annual fee, annual fee waived for first year	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Introductory Bonus Airline Rewards: Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Airline Rewards		Airline Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year, plus 1 Mile for Every $1 you spend on all other purchases.
Hotel Rewards		Hotel Rewards
Point Rewards	Point Rewards: 1 point per dollar spent on all other purchases
Travel Rewards	Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value	Travel Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year. Unrestricted Travel booked through any airline, travel agent or online travel site.
Bonus Reward Points	Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed
Price Protection	Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards	Dining Rewards: 2 points per dollar spent at restaurants	Dining Rewards: Earn double miles on up to $3,000 in travel and restaurant purchases.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Travel, purchase and security protection No annual fee for first year Cons: No intro APR $95 annual fee	Pros: Bonus miles promotion Double Miles on your first $3000 in travel and restaurant purchases each year No annual fee No travel restrictions Cons: No airline-specific loyalty status
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Excellent travel card with no annual fee... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
December 9, 2011 - By David R - Review for Chase Sapphire Preferred
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Miles by Discover® Card

Discover Miles Review
September 2, 2011 - By Meghan Clark - Review for Discover Miles
With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Compare Chase Sapphire Preferred to:

Chase Sapphire℠ Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

American Express® Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

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Compare Discover Miles to:

Escape by Discover® Card Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%* No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 6 months 0% for 6 months 10.99% - 16.99% (Variable) $60

Blue Sky from American Express® 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit. No annual fee Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime Pay your bill all at once, or over time. It's up to you. Blue Savings Program®: big deals on big brands, all the time Get a decision in as little as 60 seconds Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 12 months - 17.24% - 22.24% (Variable) $0

Related: Airline Rewards Credit Cards