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Updated May 1, 2019

Chase Sapphire Preferred Referral

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You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.

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Chase Sapphire Preferred
Apply for Chase Sapphire Preferred Card
With a huge sign-up bonus and good reward structure, the Chase Sapphire Preferred lets travelers rack up points fast. You can also earn tons of bonus points by recruiting friends.

By taking advantage of the Chase Refer-A-Friend program, you can earn as many as 75,000 extra points per year.

Read on to learn how it works.

Note: Good news for cardholders. There have been some recent changes to this program, so make sure you read this guide.

How Chase Sapphire Preferred Works

Chase Sapphire Preferred is a great travel rewards card for frequent, mid-range travelers. It offers a good sign-up bonus and some valuable redemption options. Here are the basics:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

In addition to these, there's also a Refer-A-Friend program that lets you earn even more points.

How to Earn Referral Bonuses

Chase offers bonus points to users who refer their friends to apply for Chase cards. For each person who uses your referral link to apply for the Preferred—and who is approved—you'll be awarded 15,000 bonus points. You can earn up to 75,000 bonus points per year.

Here's how it works:

  • Sign up for the Refer-A-Friend program: You'll have to enter your last name, zip code, and the last 4 digits of your card. Then, you'll receive your unique referral link.

  • Send or share your referral link: You can refer anyone to apply for the Sapphire Preferred—friends, family, and spouses included. When you receive your link, you can send it directly to one person, or share it over social media for a broader reach.

    Keep in mind that your referral link will direct applicants to the Preferred. If they apply for a different Chase card, you won't get a referral bonus.

  • Wait for your rewards: Your friend will have to be approved for the Preferred in order for you to earn bonus points. After that, your 15,000 bonus points should appear in your Ultimate Rewards account within 8 weeks.

  • Earn up to 75,000 bonus points per year: You can earn a total of 75,000 points in referral bonuses per year. That's just 5 friends you need to recruit. That's worth up to $937.50 toward travel booked through Ultimate Rewards.

The referral bonus for the Sapphire Preferred used to be up to 50,000 points per year. Chase has recently increased the Refer a Friend bonus to 15,000 points per referral, up to 75,000 points per year.

Redeeming Ultimate Rewards Points

The Preferred's best redemption options is towards travel. You have these options:

Each 15,000-point referral bonus would be worth $187.50 toward travel through Ultimate Rewards. Or, you could transfer them to an airline or hotel partner—such as United, Southwest, JetBlue, British Airways, or Marriott - to stretch them even further.

You can also redeem your points for gift cards or cash back at a value of 1 cent per point. Each 15,000-point referral bonus would be worth $150 cash.

Tip: Even as few as 15,000 points can be enough to book a round-trip flight with some of Chase's airline partners. For more info, check out our full review of Chase's airline and hotel transfer partners.

Common Questions

  • If I refer someone who isn't approved for the card, does that count as one of my 5 referrals per year?
    In short: no. You're not limited by a number of referrals, but by the number of referral points you earn. So, if someone you referred isn't approved for the card, you won't earn any bonus points or be any closer to reaching your annual limit.

  • Can I refer my own authorized user to apply for the Sapphire Preferred?
    Yes. Even if an applicant is an authorized user on another Sapphire Preferred account, they can still apply for their own card and be eligible for its sign-up bonus.

  • How long should it take to receive my bonus?
    This depends, in part, on how long it takes for your referral to be approved. After that, Chase allows that it can take up to 8 weeks for your bonus points to appear in your Ultimate Rewards account.

  • Do my referred friends get a bonus too?
    Yes. If your referred friends get approved for the Sapphire Preferred, they will get 60,000 bonus points after they spend $4,000 within the first three months of account opening. That's worth $750 toward travel when redeemed through the Chase travel portal.

The Bottom Line

Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.24% - 25.24% Variable
$95

This is a pretty straightforward program. It's definitely worth taking advantage of if you have friends looking for a new card. Throw in the bonus points new cardholders could earn, and it's a win-win.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on January 30, 2018. This content may have been updated on May 1, 2019. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

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Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.24% - 25.24% Variable
$95

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