CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

January 7, 2017

Chase Sapphire Points Transfer: How It Works

Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

© CreditDonkey

Overview

Chase’s Ultimate Rewards (UR) is one of our favorite credit card reward programs. The best part about it is the ability to transfer your points on a 1:1 basis to airline and hotel partners. This allows you to potentially use your points at a much higher value.

Did You Know: Chase Sapphire Preferred lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. You can earn 5,000 bonus points if you add your first authorized user and make a purchase within the first three months from account opening. This card lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has a $0 foreign transaction fee. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is an Introductory Annual Fee of $0 the first year, then $95.

There are 3 Chase Ultimate Rewards earning cards that allow you to transfer points:

If you have one of the regular cards (such as the Chase Freedom, Chase Freedom Unlimited, or Ink Business Cash), you can combine your points with one of the premier cards (such as Chase Sapphire Preferred). This will then allow you to transfer the points to travel partners.

Chase’s transfer partners include:

Airlines:

  • United MileagePlus
  • Southwest Rapid Rewards
  • Air France Flying Blue
  • Virgin Atlantic Flying Club
  • Korean Air SKYPASS
  • Singapore Airlines KrisFlyer
  • British Airways Executive Club

Hotels:

  • Hyatt Gold Passport
  • Marriott Rewards
  • IHG Rewards Club
  • Ritz-Carlton Rewards

All point transfers are 1:1 (transferring 5,000 points will equal 5,000 miles). If your favorite airlines aren’t on this list, don’t worry. By transferring the points to an airline, you can then book a partner flight with any one of the airline’s alliance partners.

Delta and American Flyers: If you like to fly Delta Airlines, you can transfer your points to Air France Flying Blue and then use Air France to book a partner flight on Delta. If you want to fly American, you can use British Airways to book a partner flight on American Airlines (and other oneworld alliance partners).

In this guide, we’ll show you, step-by-step, exactly how to transfer your UR points.

Step 1: Sign up for the loyalty program you want to use

This is completely free to do. For your convenience, we have included links to all of Chase’s partners’ travel loyalty programs:

Make sure you keep track of your member ID number. You can either sign up for an account in your name or your spouse’s.

Step 2: Log into your Chase account

You can either directly log into your Ultimate Rewards account by going to www.ultimaterewards.com. Or you can log into your Chase account and clicking on your Ultimate Rewards on the right-hand side.

You will then be taken to your Ultimate Rewards dashboard, which will look something like this:

Step 3: Go up to the top to “Use Points”

Hover over the pull-down menu and you’ll see all the options for using your points. Select “Transfer to Travel Partners.”

Step 4: Select the travel partner you want to transfer to

When you click on “transfer to travel partners,” you’ll see a list of the airline and hotel partners, like this:

Pick the one you want to transfer to and click “Transfer Points.” For the purpose of this guide, we’re going to select British Airways.

Step 5: Enter your member ID number

Remember that ID number we told you to keep track of in Step 1? Enter it here.

You can either select yourself as the recipient, or select a member of your household who is an authorized user on your Chase card.

Step 6: Enter how many points you want to transfer

You can only transfer points in increments of 1,000. And remember, once you hit that “Continue” button, it’s for good. You cannot reverse this action if you’ve made a mistake in typing in the member ID number or the number of points.

Transferring points is also completely free. There is no excise fee to transfer points. So you can make as many transfers as you’d like.

Step 7: And you’re done!

It’s that easy! For all airline transfer partners, you’ll see your points show up immediately in your account. For some of the hotel transfer partners, there may be a slight delay of 1-2 days.

Don't have a Chase Sapphire Preferred? Read our in-depth Chase Sapphire Preferred review.

Transfer Chase Points to United

United is a popular transfer partner for Chase Ultimate Rewards. And for good reason: United does not charge a fuel surcharge on award flights, even on partner airlines.

Note: Make sure you enter your correct member ID. MileagePlus Member IDs are usually 2 letters + 6 digits, or 11 digits long.

Transfer Chase Points to Southwest

For domestic flights, Southwest is a popular transfer partner for Chase Ultimate Rewards. Transfer your Ultimate Reward points to Southwest and book an award flight for as low as 4,500 points one-way.

For a full run-down of Chase’s transfer partners and the best way to use them, please read our detailed guide.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on January 7, 2017. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.

Disclaimer: The information for the Chase Freedom, Ink Business Cash Credit Card, Chase Freedom Unlimited, Ink Business Preferred Credit Card, and Chase Sapphire Reserve have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:


Chase Sapphire Preferred Review


Redeem Chase Ultimate Rewards


Chase Ultimate Rewards Review

More Articles in Money Tips

Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.74% - 23.74% Variable
Introductory Annual Fee of $0 the first year, then $95

Compare Chase Sapphire Preferred to:

Compare Chase Sapphire Preferred vs Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Compare Chase Sapphire Preferred vs American Express Platinum

The Platinum Card® from American Express

Compare Chase Sapphire Preferred vs Barclaycard Arrival Plus

Barclaycard Arrival Plus™ World Elite MasterCard®


Chase Freedom Review

Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.

    Beginner's Guide to Airline Miles and Points

    Learn how airline miles work and the 10 steps to get started with collecting travel rewards. Before long, you’ll be redeeming miles for flights and hotel rooms.

    Hotel Rewards

    The sign-up bonuses for hotel rewards credit cards can be tempting, but is a hotel card right for you?

    Airline Rewards

    The best airline credit card racks up miles fast with reasonable fees and amazing rewards.

    Travel Rewards

    Looking for a new travel credit card?

    Foreign Transaction Fee: What to Know Before You Travel Abroad

    Before you go on a trip overseas, be sure you have a credit card with no foreign transaction fees. Read on to learn how to save money on international travel.

    Credit Card Deals

    Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

    Hot Deals: Latest Credit Card Offers

    Signing up for a new credit card is easy. Choosing the right one - the one that fits your spending habits - is the challenge. The experts at CreditDonkey are here to help you find the right choice, starting with deals from our partners.

    Dining Rewards

    If you’re usually eating out rather than slaving over a hot stove at home, make a point of using a rewards credit card every time you pick up the tab and save up some serious cash.

    Best Credit Cards

    Here are the CreditDonkey picks for "Best Credit Cards" from our partners in the following categories ...

    Credit Card Rewards

    So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

    Credit Card Deals for People with Excellent Credit

    If you have excellent credit, now is the time to take advantage of it.

    No Foreign Transaction Fee Credit Cards

    Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

    Barclaycard

    Looking for a travel credit card? Rewards card? How about the ability to determine your own rewards rate? Barclaycard has a credit card for each of these options. Read on to find out which one is the best, depending on whether your first priority with your next credit card has to do with rewards, travel, or low interest.

    Study: Hotel Credit Cards for Free Nights

    Must-read list of hotel credit card promotions. Check out this essential list of credit card offers before your next hotel stay.

    Study: Credit Cards for International Travel

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.

    Study: Credit Card for European Travel

    If you’re looking for a credit card that can take you to Europe and back, you might need to look past what’s already in your wallet. Let’s do a quick inventory: any credit cards with a small chip located on the left-hand side? Put aside any that are missing that telltale square box. They’re bound to let you down as you make your way through international lands.

    These Credit Cards Have a $95 Annual Fee, but Here's Why It's Worth Considering

    These credit cards have an annual fee, but if you have great credit, we will explain why they might be worth it for you.

    Study: Credit Cards for Online Shopping

    To attract new customers, many credit cards offer special deals specifically for online shopping - and you could easily earn cash back and rewards just for buying things you’d be buying anyway.

    American Express Platinum vs Visa Black vs Citi Prestige

    Congratulations you, the frequent traveler, on graduating to the next level of travel rewards cards. Since airports have basically become your second home, you’ve decided to get the most out of them by joining the elite club of premium cardholders. These cards promise plenty of perks, as long as you’re willing to pay hundreds of dollars a year in annual fees. Yes, being a premium cardholder will cost you, but if you pick the right card, then the benefits will be worth it.

    Chase Ultimate Rewards: How Do Points Work?

    Get the most out of Chase credit cards. Read this in-depth guide to Chase's Ultimate Rewards program. We'll explain how to get the maximum value.
More Articles in Money Tips

Learn more about Travel, Airline and Hotel cards:

Travel


Airline Miles for Beginners


Hotel












About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.