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January 7, 2017

Chase Sapphire Points Transfer: How It Works

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Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

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Chase’s Ultimate Rewards (UR) is one of our favorite credit card reward programs. The best part about it is the ability to transfer your points on a 1:1 basis to airline and hotel partners. This allows you to potentially use your points at a much higher value.

Did You Know: Chase Sapphire Preferred lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. You can earn 5,000 bonus points if you add your first authorized user and make a purchase within the first three months from account opening. This card lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has a $0 foreign transaction fee. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is an Introductory Annual Fee of $0 the first year, then $95.

There are 3 Chase Ultimate Rewards earning cards that allow you to transfer points:

If you have one of the regular cards (such as the Chase Freedom, Chase Freedom Unlimited, or Ink Business Cash), you can combine your points with one of the premier cards (such as Chase Sapphire Preferred). This will then allow you to transfer the points to travel partners.

Chase’s transfer partners include:


  • United MileagePlus
  • Southwest Rapid Rewards
  • Air France Flying Blue
  • Virgin Atlantic Flying Club
  • Korean Air SKYPASS
  • Singapore Airlines KrisFlyer
  • British Airways Executive Club


  • Hyatt Gold Passport
  • Marriott Rewards
  • IHG Rewards Club
  • Ritz-Carlton Rewards

All point transfers are 1:1 (transferring 5,000 points will equal 5,000 miles). If your favorite airlines aren’t on this list, don’t worry. By transferring the points to an airline, you can then book a partner flight with any one of the airline’s alliance partners.

Delta and American Flyers: If you like to fly Delta Airlines, you can transfer your points to Air France Flying Blue and then use Air France to book a partner flight on Delta. If you want to fly American, you can use British Airways to book a partner flight on American Airlines (and other oneworld alliance partners).

In this guide, we’ll show you, step-by-step, exactly how to transfer your UR points.

Step 1: Sign up for the loyalty program you want to use

This is completely free to do. For your convenience, we have included links to all of Chase’s partners’ travel loyalty programs:

Make sure you keep track of your member ID number. You can either sign up for an account in your name or your spouse’s.

Step 2: Log into your Chase account

You can either directly log into your Ultimate Rewards account by going to Or you can log into your Chase account and clicking on your Ultimate Rewards on the right-hand side.

You will then be taken to your Ultimate Rewards dashboard, which will look something like this:

Step 3: Go up to the top to “Use Points”

Hover over the pull-down menu and you’ll see all the options for using your points. Select “Transfer to Travel Partners.”

Step 4: Select the travel partner you want to transfer to

When you click on “transfer to travel partners,” you’ll see a list of the airline and hotel partners, like this:

Pick the one you want to transfer to and click “Transfer Points.” For the purpose of this guide, we’re going to select British Airways.

Step 5: Enter your member ID number

Remember that ID number we told you to keep track of in Step 1? Enter it here.

You can either select yourself as the recipient, or select a member of your household who is an authorized user on your Chase card.

Step 6: Enter how many points you want to transfer

You can only transfer points in increments of 1,000. And remember, once you hit that “Continue” button, it’s for good. You cannot reverse this action if you’ve made a mistake in typing in the member ID number or the number of points.

Transferring points is also completely free. There is no excise fee to transfer points. So you can make as many transfers as you’d like.

Step 7: And you’re done!

It’s that easy! For all airline transfer partners, you’ll see your points show up immediately in your account. For some of the hotel transfer partners, there may be a slight delay of 1-2 days.

Don't have a Chase Sapphire Preferred? Read our in-depth Chase Sapphire Preferred review.

Transfer Chase Points to United

United is a popular transfer partner for Chase Ultimate Rewards. And for good reason: United does not charge a fuel surcharge on award flights, even on partner airlines.

Note: Make sure you enter your correct member ID. MileagePlus Member IDs are usually 2 letters + 6 digits, or 11 digits long.

Transfer Chase Points to Southwest

For domestic flights, Southwest is a popular transfer partner for Chase Ultimate Rewards. Transfer your Ultimate Reward points to Southwest and book an award flight for as low as 4,500 points one-way.

For a full run-down of Chase’s transfer partners and the best way to use them, please read our detailed guide.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on January 7, 2017. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.

Disclaimer: The information for the Chase Freedom, Ink Business Cash Credit Card, Chase Freedom Unlimited, Ink Business Preferred Credit Card, and Chase Sapphire Reserve have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Chase Sapphire Preferred Review

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Chase Ultimate Rewards Review

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Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
16.74% - 23.74% Variable
Introductory Annual Fee of $0 the first year, then $95

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