Chase PerfectCard Mastercard Review

The Chase PerfectCard Master Card is indeed the Perfect card! This card is loaded with rewards and perks that are sure to make cardholders smile. The APR can be as low as 10.49% to 19.49%; your credit worthiness will determine your APR. There is a 0% introductory APR rate for the first six months that applies only to balance transfers. There is no annual fee associated with this card.

With this card rewards are earned on just about every purchase made. There is a 6% rebate on all eligible gas purchases at any gas station for the first 90 days, a 3% rebate on all eligible gas purchases at any gas station for the first 90 days, a 1% rebate or each dollar of net everywhere else. The maximum monthly rebate on net purchases that earn the 3% rebate is $15, of that is $500 of net purchases that earn a 3% rebate. Rebates are credited automatically towards future purchases made with your PerfectCard Master Card. Rebates cannot be earned on balance transfers or cash advances.

In addition to rebate awards, card members also receive bonus reward points. After making the first purchase card holders qualify to receive 5,000 bonus points. First usage purchases include balance transfers, or checks that are used to access your credit card account. This offer is available one time and applies to first time card members only.

There are also an impressive number of benefits that come along with the Chase PerfectCard Master Card. The Travel Accident Insurance gives added security in the event of an accident while traveling. Warranty Manager offers an additional warranty on qualifying items even if the merchandise already comes with a manufacturer’s warranty. The Emergency Cash and Card Replacement which gives cardholders access to emergency cash should their card become lost or stolen. Auto Rental Collision Damage Waiver gives extra protection when I rent a car with my Chase Flexible Rewards Platinum Visa Card. Cardholders also receive a Year-End Summary Statement which is extremely helpful at tax time. Members get all of account information in one easy report!

Other benefits include the following:

• Lost/ Stolen Card Replacement
  
• Travel and Emergency Assistance
  
• Dining Privileges
  
• Concierge Service
  
• Lost Luggage Insurance
  
• Purchase Security
  
• Roadside Dispatch
  
• Baggage Delay
  
• Visa Signature Privileges

All of these benefits add security and peace of mind when cardholders travel, shop or purchase online.

Cardholders have the added benefit of online account access which is available 24 hours a day 7 days a week. You will have peace of mind knowing that your personal information is safe when you use Chase Online Banking. Chase uses Secure Socket Layer (SSL) technology to encrypt your private information such as account information, passwords, and User IDs. The online banking feature allows cardholders the opportunity to view account balances, make payments, view and print monthly statements, make account changes, request a credit line increase, make balance transfers or dispute a charge.

This card is designed for those with a good to excellent credit history. Information required will include your Social Security Number and know your annual household income. Simply complete the online application and receive a decision within 60 seconds or less. Certain restrictions, limitations, and exclusions may apply.

Write to Legenia Burns at legenia@creditdonkey.com

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Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content was first published on October 29, 2008. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.