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| Ink Bold℠ With Ultimate Rewards vs Starwood Preferred Guest® Business Credit Card from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits Ink Bold is an excellent rewards card for business owners who pay in full. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below. Keep in mind, the Ink Bold has a $95 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee. Both cards' annual fees are waived for the first year.
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| | Business Charge Card | Business Credit Card |
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| | - Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- Earn up to 5X points per dollar on eligible business purchases, and points do not expire
- No foreign transaction fees
- Free Employee Cards
- No interest charges because it's a pay-in-full charge card
- Transfer points you've earned to participating frequent travel programs at a 1:1 value
- No Annual Fee in the first year - a $95 savings
| - Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
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| | Card Interest Rates & Fees |
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| Purchases APR | | as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors |
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| Balance Transfers APR | | |
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| Annual Fee | $95 annual fee, annual fee waived for first year | $65 annual fee, annual fee waived for first year |
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| | Card Rewards & Benefits |
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| Introductory Bonus Hotel Rewards | | Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. |
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| Introductory Bonus Reward Points | Introductory Bonus Reward Points: Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool | |
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| Airline Rewards | | Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates. |
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| Hotel Rewards | Hotel Rewards: Earn 2X points per $1 on the first $50,000 spent annually on gas and hotels | Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates. |
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| Point Rewards | Point Rewards: You will earn 1 base point for each $1 of net purchases. | Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status. |
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| Travel Rewards | | Travel Rewards |
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| Bonus Airline Rewards | | Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program. |
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| Gas Rewards | Gas Rewards: Earn 2X points per $1 on the first $50,000 spent annually on gas and hotels | |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- Bonus rewards
- Business benefits
Cons: | Pros:- Signup bonus points
- 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons: |
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| Bottom Line | Excellent rewards card for business owners who pay in full... Read full review | Excellent travel credit card for small businesses who do not carry a balance... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on Ink Bold℠ With Ultimate RewardsThe Ink Bold Business Card by Chase is a charge card that offers small business owners a flexible rewards program and an assortment of travel benefits. These perks come at a low annual fee of $95, with the first year waived. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.
Articles on Starwood Preferred Guest® Business Credit Card from American Express OPENThe Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Compare Ink Bold to:
| | - Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 15.24% (Variable) | $95 |
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