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| Ink Bold℠ With Ultimate Rewards vs The Business Gold Rewards Card® from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits Ink Bold is an excellent rewards card for business owners who pay in full. How does it compare to American Express Business Gold, a points charge card? Read our comparison chart below. Keep in mind, the Ink Bold has a $95 annual fee, while the American Express Business Gold has a $175 annual fee. Both cards' annual fees are waived for the first year.
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| | - Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- Earn up to 5X points per dollar on eligible business purchases, and points do not expire
- No foreign transaction fees
- Free Employee Cards
- No interest charges because it's a pay-in-full charge card
- Transfer points you've earned to participating frequent travel programs at a 1:1 value
- No Annual Fee in the first year - a $95 savings
| - FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
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| | Card Interest Rates & Fees |
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| Purchases APR | | |
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| Balance Transfers APR | | |
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| Annual Fee | $95 annual fee, annual fee waived for first year | $175 annual fee, annual fee waived for first year |
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| | Card Rewards & Benefits |
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| Introductory Bonus Reward Points | Introductory Bonus Reward Points: Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool | |
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| Airline Rewards | | Airline Rewards: 3X points on airfare |
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| Hotel Rewards | Hotel Rewards: Earn 2X points per $1 on the first $50,000 spent annually on gas and hotels | |
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| Point Rewards | Point Rewards: You will earn 1 base point for each $1 of net purchases. | Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend. |
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| Travel Rewards | | Travel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. |
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| Gas Rewards | Gas Rewards: Earn 2X points per $1 on the first $50,000 spent annually on gas and hotels | Gas Rewards: 2X points on gas |
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| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| | CreditDonkey® Card Reviews |
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| Pros & Cons | Pros:- Bonus rewards
- Business benefits
Cons: | Pros:- Bonus points on airfare, advertising, gas and shipping
- No annual fee for first year
Cons:- $175 annual fee
- Requires excellent credit
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| Bottom Line | Excellent rewards card for business owners who pay in full... Read full review | Excellent rewards card for established business owners who do not plan to carry a balance... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on Ink Bold℠ With Ultimate RewardsThe Ink Bold Business Card by Chase is a charge card that offers small business owners a flexible rewards program and an assortment of travel benefits. These perks come at a low annual fee of $95, with the first year waived. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.
Articles on The Business Gold Rewards Card® from American Express OPENThe American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Compare Ink Bold to:
| | - Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 15.24% (Variable) | $95 |
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Compare American Express Business Gold to:
| | - FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $450 |
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