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Ink Bold℠ With Ultimate Rewards vs The Business Platinum Card® from American Express OPEN

Compare Rewards, Interest Rates, Fees, and Benefits

Ink Bold is an excellent rewards card for business owners who pay in full. How does it compare to American Express Business Platinum, a travel charge card? Read our comparison chart below.

Keep in mind, the Ink Bold has a $95 annual fee (annual fee waived for first year), while the American Express Business Platinum has a $450 annual fee.


 Ink Bold℠ With Ultimate RewardsThe Business Platinum Card® from American Express OPEN
 Apply for Ink Bold℠ With Ultimate RewardsApply for The Business Platinum Card® from American Express OPEN
 

Ink Bold℠ With Ultimate Rewards

The Business Platinum Card® from American Express OPEN

 

Card Summary

 
Introductory Bonus Reward PointsHotel RewardsPoint RewardsGas RewardsOffice Rewards
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Limits on Rewards
 
  • Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
  • Earn up to 5X points per dollar on eligible business purchases, and points do not expire
  • No foreign transaction fees
  • Free Employee Cards
  • No interest charges because it's a pay-in-full charge card
  • Transfer points you've earned to participating frequent travel programs at a 1:1 value
  • No Annual Fee in the first year - a $95 savings
  • FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*
 

Card Interest Rates & Fees

Purchases APR  
Balance Transfers APR  
Annual Fee$95 annual fee, annual fee waived for first year$450 annual fee
 

Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking toolIntroductory Bonus Reward Points: FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
Airline Rewards Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
Hotel RewardsHotel Rewards: Earn 2X points per $1 on the first $50,000 spent annually on gas and hotels 
Point RewardsPoint Rewards: You will earn 1 base point for each $1 of net purchases.Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend.
Travel Rewards Travel Rewards: 20% Travel Bonus when redeeming with Membership Rewards Pay with Points. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.
Airline Status Airline Status: Airport Club Access gives you complimentary access and amenities that would otherwise cost up to $950 per year. You and up to 2 travel companions, gain instant entry to any of our worldwide partner clubs: American Airlines Admirals Clubs, Delta Sky Clubs and US Airways Club.
Hotel Status Hotel Status: Fine Hotels & Resorts - book your stay at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Gas RewardsGas Rewards: Earn 2X points per $1 on the first $50,000 spent annually on gas and hotels 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Ink Bold℠ With Ultimate RewardsThe Business Platinum Card® from American Express OPEN
Pros & ConsPros:
  • Bonus rewards
  • Business benefits
Cons:
  • $95 annual fee
Pros:
  • Exclusive benefits
  • $200 Airline Fee Credit
  • Airport Club Access
  • Concierge Service
Cons:
  • $450 annual fee
Bottom LineExcellent rewards card for business owners who pay in full... Read full reviewExcellent business charge card for frequent travelers... Read full review
 Apply for Ink Bold℠ With Ultimate RewardsApply for The Business Platinum Card® from American Express OPEN

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Ink Bold℠ With Ultimate Rewards

    Chase Ink Bold Review

    Chase Ink Bold Review

    August 25, 2011 - By Meghan Clark - Review for Ink Bold
    The Ink Bold Business Card by Chase is a charge card that offers small business owners a flexible rewards program and an assortment of travel benefits. These perks come at a low annual fee of $95, with the first year waived.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on The Business Platinum Card® from American Express OPEN

    American Express Business Platinum Review

    American Express Business Platinum Review

    August 19, 2011 - By Meghan Clark - Review for American Express Business Platinum
    The Business Platinum Card from American Express offers top-of-the-line benefits—including Airport Club Access and a $200 Airline Fee Credit—to business travelers. The card also features a rewards program and a whole suite of protection that ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare Ink Bold to:

Chase Sapphire Preferred℠ Card
Apply for Chase Sapphire Preferred℠ Card
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward PointsDining RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$95

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Compare American Express Business Platinum to:

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450
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