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Chase Freedom vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to Capital One Venture, a travel credit card? Read our comparison chart below.

Keep in mind, the Chase Freedom has a $0 annual fee, while the Capital One Venture has a $0 intro annual fee for first year; $95 after that.

 

Chase Freedom

Capital One® Venture® Rewards Credit Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 monthsN/A
Introductory APR for Balance Transfers0% introductory APR for 15 monthsN/A
Purchase APR14.99% to 23.74% Variable based on your creditworthiness and other factors17.24% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.99% to 23.74% Variable based on your creditworthiness and other factors17.24% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee3% intro balance transfer fee when you transfer during the first 60 days of account opening, with a minimum of $5. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.No balance transfer fee
Foreign Transaction Fee3% of each transaction in U.S. dollarsNo foreign transaction fee
Annual Fee$0 annual fee$0 intro annual fee for first year; $95 after that
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. 
Introductory Bonus Airline Rewards Earn a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening (worth $500 in travel).
Cash Back RewardsUnlimited 1% cash back on all other purchases. 
Bonus Cash BackEarn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2019:
January - March 2019: Gas Stations, Drugstores, and Tolls
April - June 2019: Grocery Stores and Home Improvement Stores
July - September 2019: Gas Stations and Select Streaming Services
October - December 2019: Department Stores, PayPal and Chase Pay
Bonus Categories for 2020:
January - March 2020: Gas Stations, Select Streaming Services, and Internet, Cable & Phone Services
 
Travel Rewards Earn 2x miles per dollar on all purchases. Redeem your miles for travel purchases on any airline, hotel, or car rental.
Airline Rewards Earn 2x miles per dollar on all purchases
Airline Transfer Partners Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Alitalia, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn a $150 Bonus
  • 5% bonus rotating categories
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Pros:
  • 2x points
  • Bonus offer
  • No foreign transaction fee
Cons:
  • $95 annual fee ($0 intro annual fee for first year)
  • No intro APR
Bottom LineExcellent cash back credit card for cardholders who pay in full... Read full reviewGood travel credit card for the occasional traveler... Read full review
 Read Chase Freedom ReviewRead Capital One Venture Review
What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Chase Freedom and Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed.

    Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 6, 2020 from published websites and is believed to be accurate, but not guaranteed.


    Articles on Chase Freedom


    Articles on Capital One® Venture® Rewards Credit Card


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    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
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    15.99% - 22.99% Variable
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    Blue Cash Everyday

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    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    12.99% - 23.99% Variable
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    Blue Cash Preferred

    Blue Cash Preferred® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
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    0% on purchases for 12 months
    0% on balance transfers for 12 months
    12.99% - 23.99% Variable
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    $95

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    Compare Capital One Venture to:

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    Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental Insurance
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.74% - 24.74% Variable
    Annual Fee
    $0 introductory annual fee for the first year, then $99
    Chase Sapphire Reserve

    Chase Sapphire Reserve®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    16.99% - 23.99% Variable
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    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus OfferTravel RewardsAirline RewardsHotel Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/AN/A
    Annual Fee
    $550

    International Travel

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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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