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Chase Freedom® Visa vs United MileagePlus® Explorer

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to United MileagePlus Explorer from Chase, an airline credit card? Read our comparison chart below.

Keep in mind, the Chase Freedom has a $0 annual fee, while the United MileagePlus Explorer has a $95 annual fee (annual fee waived for first year).


 Chase Freedom® VisaUnited MileagePlus® Explorer
 Apply for Chase Freedom® VisaApply for United MileagePlus® Explorer
 

Chase Freedom® Visa

United MileagePlus® Explorer

 

Credit Card Summary

 
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery RewardsNo Expiration on Rewards
Introductory Bonus Airline RewardsAirline RewardsTravel RewardsBonus Airline RewardsNo Expiration on Rewards
 
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 months 
Introductory APR for Balance Transfers0% introductory APR for 15 months 
Purchases APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factorsas low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factorsas low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$95 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 
Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 25,000 bonus miles after first use and 5,000 additional bonus miles after your first Card use and for adding an authorized user within two months of opening your account.
Cash Back RewardsCash Back Rewards: 1% cash back on all other purchases, with no spending tiers. 
Bonus Cash BackBonus Cash Back: 5% cash back in new bonus categories every 3 months, on up to $1,500 worth of purchases. It's free and easy to activate your bonus each quarter.
Bonus Categories for 2012:
April - June: Grocery stores, Movie theaters
July - September: Gas stations, Restaurants
October - December: Hotels, Airlines, Best Buy, Kohl's
 
Airline Rewards Airline Rewards: Earn 2 miles for $1 spent on tickets purchased from United and 1 mile per $1 everywhere else
Travel Rewards Travel Rewards: Redeem MileagePlus miles for any seat, any time, on any United flight*
Bonus Airline Rewards Bonus Airline Rewards: Earn 10,000 bonus miles when you spend $25,000 or more on your Card each calendar year.
Airline Status Airline Status: First checked bag is free for you and a companion when you fly United flights, up to a $50 value. Board your flight before general boarding with priority boarding privileges. Visit the United Club with two complimentary day passes every year, up to a $100 value.
Grocery RewardsGrocery Rewards: 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Chase Freedom® VisaUnited MileagePlus® Explorer
Pros & ConsPros:
  • $100 bonus cash back
  • 5% bonus categories
  • No annual fee
Cons:
  • 3% foreign transaction fee
Pros:
  • Up to 40000 bonus points
  • First checked bag free
  • Priority boarding
  • United Club passes
Cons:
  • $95 annual fee
Bottom LineExcellent cash back credit card for cardholders who pay in full... Read full reviewExcellent airline card for United frequent flyers... Read full review
 Apply for Chase Freedom® VisaApply for United MileagePlus® Explorer

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Chase Freedom® Visa

    Chase Freedom $100 Cash Back Review

    Chase Freedom $100 Cash Back Review

    March 14, 2012 - By David R - Review for Chase Freedom
    The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and ...
    Chase Freedom Review: Rewards with No Annual Fee

    Chase Freedom Review: Rewards with No Annual Fee

    August 3, 2011 - By Meghan Clark - Review for Chase Freedom
    Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it ...

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on United MileagePlus® Explorer


Compare Chase Freedom to:

Chase Sapphire℠

Chase Sapphire℠

Intro APR (P)Intro APR (BT)APR as low as
--
15.24% (Variable)
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining Rewards
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Apply for Chase Sapphire℠
Slate® from Chase - No Balance Transfer Fee

Slate® from Chase - No Balance Transfer Fee

Intro APR (P)Intro APR (BT)APR as low as
0% for 15 months
0% for 15 months
11.99% - 21.99% (Variable)
$0 Fraud Liability
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*
Apply for Slate® from Chase - No Balance Transfer Fee
Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer

Intro APR (P)Intro APR (BT)APR as low as
0% for 6 months
0% for 18 months
10.99% - 20.99% (Variable)
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply for Discover® More Card - 18 Month Promotional Balance Transfer

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Compare United MileagePlus Explorer to:

United MileagePlus® Club Card
Apply for United MileagePlus® Club Card
  • Annual Club Membership - up to a $475 value
  • Premier Access? Priority Airport Services
  • Earn a 50% Mileage Bonus
  • Check your first and second bag for free
  • No Foreign Transaction Fees*
  • Receive Access to exclusive events with Inside Access from Chase
Airline RewardsNo Expiration on RewardsConciergeExtended WarrantyPurchase ProtectionReturn ProtectionEmergency Card Replacement
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$395

Gold Delta SkyMiles® Credit Card from American Express
Apply for Gold Delta SkyMiles® Credit Card from American Express
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • NEW — Priority Boarding and 20% In-Flight Savings
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsInstant ApprovalEventsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud Liability Emergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% - 19.24% (Variable)
$95
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How to Choose the Best Airline Credit Card for You

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