Chase Freedom® Visa vs Chase Sapphire℠

Chase Freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to Chase Sapphire, a points credit card? Read our comparison chart below.

	Chase Freedom® Visa	Chase Sapphire℠
	Credit Card Summary
	Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire	Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months
Purchases APR	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
Introductory Bonus Reward Points		Introductory Bonus Reward Points: Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
Cash Back Rewards	Cash Back Rewards: 1% cash back on all other purchases, with no spending tiers.	Cash Back Rewards: You can redeem points to apply to purchases made within 60 days of the redemption date. Points redemptions start at 2,000 points for a $20 statement credit to apply to any purchase(s) made with your card, and in 100-point increments for each additional $1 of credit.
Bonus Cash Back	Bonus Cash Back: 5% cash back in new bonus categories every 3 months, on up to $1,500 worth of purchases. It's free and easy to activate your bonus each quarter. Bonus Categories for 2012: April - June: Grocery stores, Movie theaters July - September: Gas stations, Restaurants October - December: Hotels, Airlines, Best Buy, Kohl's
Point Rewards		Point Rewards: 1 point per dollar spent on all other purchases
Dining Rewards		Dining Rewards: 2 points per dollar spent at restaurants
Grocery Rewards	Grocery Rewards: 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: $100 bonus cash back 5% bonus categories No annual fee Cons: 3% foreign transaction fee	Pros: Bonus point offer No annual fee Cons: No intro APR
Bottom Line	Excellent cash back credit card for cardholders who pay in full... Read full review	Good point rewards credit card with no annual fee. Best suited for consumers who do not plan to carry a balance... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Chase Freedom® Visa

Chase Freedom $100 Cash Back Review
March 14, 2012 - By David R - Review for Chase Freedom
The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and ...

Chase Freedom Review: Rewards with No Annual Fee
August 3, 2011 - By Meghan Clark - Review for Chase Freedom
Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Chase Sapphire℠

Chase Sapphire Review
April 20, 2012 - By David R - Review for Chase Sapphire
If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Compare Chase Freedom to:

Slate® from Chase - No Balance Transfer Fee Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 11.99% - 21.99% (Variable) No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*

Discover® More Card - 18 Month Promotional Balance Transfer Intro APR (P) Intro APR (BT) APR as low as 0% for 6 months 0% for 18 months 10.99% - 20.99% (Variable) 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

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Compare Chase Sapphire to:

Chase Sapphire Preferred℠ Card Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 15.24% (Variable) $95

American Express® Gold Card Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $125

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