Chase Freedom® Visa Find more credit cards from Chase Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Go to issuer's official application, terms, and details See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Credit Card Review by CreditDonkey

Editors' Choice for Bonus Cash Back.
The Chase Freedom® Visa ranks 1 out of 7 Bonus Cash Back Credit Cards. This ranking is based on our analysis of our 8 published reviews, and our analysis of the features and benefits.

Editors' Choice for Personal.
The Chase Freedom® Visa ranks 1 out of 38 Personal Credit Cards. This ranking is based on our analysis of our 36 published reviews, and our analysis of the features and benefits.

Chase Freedom® Visa is a Personal Visa card with $0 annual fee.

To apply for Chase Freedom, you usually need excellent credit.

Apply directly for the Chase Freedom® Visa with Chase secure online application.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Chase Freedom® Visa

Chase Freedom $100 Cash Back Review
March 14, 2012 - By David R - Review
The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and explains the type of consumer that would benefit from the new bonus.

Chase Freedom Review: Rewards with No Annual Fee
August 3, 2011 - By Meghan Clark - Review
Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it doesn't have an annual fee, you can start earning rewards right away.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

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Comments about Chase Freedom® Visa

• Faye from Shanghai
  on January 29, 2011 7:49 AM said:

  This is my favorite credit card! On top of the 5% cash back on bonus categories and 1% cash back on other purchases, I would like to add that I have a Chase checking account. Because of the chase checking account, I get an additional 10 points per purchase + 10% rewards on top of the rewards I earn on Chase Freedom credit card. For example, this month (January) I charge $1000 in supermarkets. Keeping in mind that January is the 5% bonus month for supermarkets, my Chase Freedom cash back is:

  $1000 x 5% (bonus category for Jan) = $50
  $50 x 10% bonus = $5
  10 bonus points = 0.10

  Getting back $55.10 on $1000 is excellent cash back! Can't find any other credit card that can beat this (over 5.5% return!).

  This credit card is also perfect for small purchases. Remember the 10% + 10 bonus points per purchase on Chase Freedom purchases for having a chase checking account? For example, if I buy a $1 cup of coffee, my cash back will be:

  $1 x 1% = 0.01
  0.01 x 10% = 0.001
  10 bonus points = 0.10

  This is $0.11 (rounded off) cash back on $1. Where else can you get an 11% cash back?

  Redeeming cash back is also very convenient. You can either request a check to be mailed to your house or get cash back deposited to your Chase checking account. I always request direct deposit to my Chase checking account and it takes no longer than 2 business days.

  Chase also has excellent customer service and generous credit line increases.

  Report abuse
• Patricia from Minnesota
  on January 31, 2011 10:55 AM said:

  This card is very good. Rewards are good, and there is a wide variety of things to pick from, much better than many other cards. I found it very easy to make payments online and over the phone. I liked that I got an e~mail conformation with every payment. The people are very helpful and friendly if you ever have any problems. The bills are easy to read and understand. Website is set up nice and is easy to find things on. I do the paperless billing so I get my bills by e~mail and by doing this am helping the planet. I love this card.

  Report abuse
• Nicole
  on March 25, 2011 2:07 AM said:

  Quite simply would be considered as my favorite credit card is the Chase Freedom card. I've never had a problem or a complaint to lodge over them. When initially applying, I quickly received the card with the option to personalize it.

  They review my actions with the card history and have raised my limits. Who can complain about that? The balance transfer rates are great. I have done this action a couple of times. It was painless. Plus I saved quite a bit by following this action. I recommend it to my friends and family. Their customer support has been great and helpful whenever I need to call them. My issues are resolved quickly and make me happy. Their customer support representatives genuinely sound as though they are always smiling.

  The best part of Chase is the simplicity of their commercials. They feel real. They don't display barbarians and they're not outlandish. The commercials feel as though I could have been one of the actors in them

  Report abuse
• TH
  on March 31, 2011 4:31 AM said:

  My husband and I love our Chase Freedom credit card. We are the kind of people who pay off our credit cards every month, so I'm not sure what the interest rates are or anything, but if you are looking for a credit card that offers great rewards points, I highly recommend this credit card. Each time you use the card, you get bonus points, plus the points you get for each dollar you spend. Plus, every quarter, Chase offers 5 points for every dollar, and they're themed for when you'd actually be making the purchase anyway. For example, in April, the 5% bonus is for home improvement, which is the time we are starting our garden and doing a lot of work on our home. In the summer, you get bonus rewards for travel and vacation. The one downside to this is you do have to register every quarter for these rewards, and it can be easy to forget to do that. Redeeming rewards is convenient as well. They even send the gift cards you order via express mail.

  Report abuse
• Kate
  on March 31, 2011 7:41 PM said:

  Unfortunately, I have alot of experience with credit cards. The Chase Freedom card gives me points for all of my purchases. One of the options is paying yourself back which most cards will not let you do these days. The bank often runs promotions for example movie premiers and double points on specific purchases. The card will let me exceed my credit limit reasonably; I'm not sure of the exact cut off but you can go over your limit it doesn't just cut you off. The yearend summary that they send out I have found it extremely useful to track my spending habits and help me adjust going forward. I realize that to all of the big banks we are just a number, but this card gives me the illusion I am getting some individual attention.

  Report abuse

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Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

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