Chase Freedom Unlimited® vs Delta SkyMiles® Reserve American Express Card
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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Delta Reserve from American Express, an airline card? Read our comparison chart below.
Chase Freedom Unlimited® | Delta SkyMiles® Reserve American Express Card | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | 0% introductory APR for 15 months | N/A |
Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
Purchase APR | 20.49% to 29.24% Variable based on your creditworthiness and other factors | 20.99% to 29.99% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 20.49% to 29.24% Variable based on your creditworthiness and other factors | N/A |
Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. | |
Introductory Bonus Airline Rewards | Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership. | |
Cash Back Rewards | Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | |
Airline Rewards | Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases. | |
Bonus Airline Rewards | Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart. Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year. | |
Airline Status | Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details. Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. Enjoy your first checked bag free on Delta flights. | |
Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | |
Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Great cash back credit card for everyday purchases... | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. |
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited
Chase Freedom Unlimited Benefits
Chase Freedom Unlimited Credit Score
Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited Credit Limit
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