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Chase Freedom Unlimited® vs Citi Thank You Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Citi Thank You Preferred? Read our comparison chart below.

 Apply NowRead Citi Thank You Preferred Review
 

Chase Freedom Unlimited®

Citi ThankYou® Preferred Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 months0%* introductory APR for 15 months*
Introductory APR for Balance Transfers0% introductory APR for 15 months0%* introductory APR for 15 months*
Purchase APR16.74% to 25.49% Variable based on your creditworthiness and other factors15.49% to 25.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR16.74% to 25.49% Variable based on your creditworthiness and other factors15.49% to 25.49%* (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. 
Cash Back RewardsCash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic! 
Point Rewards Point Rewards: Earn 1 ThankYou Point per dollar on other purchases
Dining Rewards Dining Rewards: 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Unlimited 1.5% cash back
  • $150 bonus offer
  • Intro APR
Cons:
  • Foreign transaction fee
Pros:
  • Intro APR
  • No annual fee
Cons:
  • 3% foreign transaction fee
Bottom LineGreat cash back credit card for everyday purchases... Read full reviewGood rewards credit card for those who do not like annual fees... Read full review
 Apply NowRead Citi Thank You Preferred Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi ThankYou® Preferred Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Thank You Preferred: Pricing information including interest rates, rewards, benefits and fees was obtained on October 2, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore Chase Freedom Unlimited® In-Depth


    Explore Citi ThankYou® Preferred Card In-Depth

      Citi Thank You Preferred Card Review

      If you're looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee -- purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points.

    Compare Chase Freedom Unlimited to:

    Capital One Quicksilver

    Capital One® Quicksilver® Cash Rewards Credit Card

    Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% intro on purchases for 15 months
    0% intro on balance transfers for 15 months
    14.74% - 24.74% (Variable)
    Annual Fee
    $0
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.74% - 24.74% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    Blue Cash Everyday

    Blue Cash Everyday® Card from American Express

    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    14.99% - 25.99% Variable
    Annual Fee
    $0

    Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.