| Chase Freedom Unlimited® vs The Platinum Card® from American ExpressCompare Rewards, Interest Rates, Fees, and Benefits
Chase and American Express are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below. Charge Card vs Credit Card: Chase Freedom Unlimited® is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full. |  |  | |  |  | | Personal Credit Card | Personal Charge Card |
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| - Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
- No annual fee
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
| - Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
- Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
- 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
- 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
- Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
- $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
- $550 annual fee.
- Terms Apply.
- See Rates & Fees
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| Card Interest Rates & Fees |
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Introductory APR for Purchases | 0% introductory APR for 15 months | N/A |
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Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
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Purchase APR | 16.49% to 25.24% Variable based on your creditworthiness and other factors | N/A |
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Balance Transfers APR | 16.49% to 25.24% Variable based on your creditworthiness and other factors | N/A |
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Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
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Annual Fee | $0 annual fee | $550 annual fee |
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| Card Rewards & Benefits |
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Introductory Bonus Cash Back | Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. | |
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Introductory Bonus Offer | | Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. |
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Cash Back Rewards | Earn unlimited 1.5% cash back on all purchases. | |
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Travel Rewards | | Travel Rewards |
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Airline Rewards | | 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. |
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Hotel Rewards | | 5X Membership Rewards points on prepaid hotels booked on amextravel.com. |
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Point Rewards | | Earn 1 point for virtually every dollar spent. |
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Airline Status | | $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. |
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Hotel Status | | Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply. |
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Airline Transfer Partners | | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. |
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| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| CreditDonkey® Card Reviews |
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Pros & Cons | Pros:- $150 Cash Back
- Intro APR
- No annual fee
Cons: | Pros:- Travel benefits
- 60,000 bonus points after you spend $5000 in first 3 months
- Concierge service
Cons: |
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Bottom Line | Great cash back credit card for everyday purchases... Read full review | Excellent charge card for frequent travelers... Read full review |
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What Others View | | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. |
Articles on Chase Freedom Unlimited®With a $150 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up. Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase. Chase Freedom Unlimited lets you rack up rewards fast. Learn smart ways to earn tons of points and your redemption options. Besides an unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them. Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees. Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.
Articles on The Platinum Card® from American ExpressIs the Platinum Card® from American Express worth it? Read this in-depth review to help you decide. Are the benefits of the Platinum Card® from American Express worth it? Read this in-depth guide to make the best use of the perks. The average The Platinum Card® from American Express cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds. The Platinum Card® from American Express requires great credit, which usually means 720 or more. However, many can be approved with a lower score. Find out the credit requirements needed. Here are 10 steps to take immediately after you get the Platinum Card® from American Express. Don't overlook these perks.
You Might Also LikeThe $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets. Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits. With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $450 annual fee is worth it for you. Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers. Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt. So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card? Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
Compare Chase Freedom Unlimited to:
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| | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% intro on purchases for 15 months | 0% intro on balance transfers for 15 months | 15.74% - 25.74% (Variable) | Annual Fee | $0 |
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| Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | N/A | N/A | 17.49% - 24.49% Variable | Annual Fee | $95 |
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% on Purchases for 15 months | 0% on Balance Transfers for 15 months | 14.49% - 25.49% Variable | Annual Fee | $0 |
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Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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Compare American Express Platinum to:
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| | | Annual Fee | $250 |
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| | | Annual Fee | $595 |
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| | | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | 0% on purchases for 12 months | 0% on balance transfers for 12 months | 14.49% - 25.49% Variable | Annual Fee | $95 |
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