CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Charles Schwab Bank vs Barclays

Charles Schwab Bank is a popular brokerage with a free checking account that refunds ATM fees. How does it compare to Barclays? Read our comparison chart below.

Charles Schwab Bank offers an Investor Checking account with unlimited ATM fee reimbursements worldwide and no foreign transaction fees. No minimum to open and no service fee. It is tied to a brokerage account but you don't have to use it.

While Barclays offers savings and CD accounts with high interest. There is no minimum deposit or service fees. There are no checking options.

Compare Charles Schwab Bank with Barclays, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Charles Schwab BankBarclays
 Learn MoreLearn More

Charles Schwab Bank


High Yield Investor Checking – Unlimited ATM Rebates - Learn More

Read Charles Schwab Bank Review

Online Savings Account - 2.20% APY - Learn More

Read Barclays Review


Benefits and Features

0.50% APY
2.20% APY. No monthly service fee and no minimum deposit.
CDOffers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000.0.35% to 3.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.65% APY. No minimum deposit to open.
Checking0.40% APY, $0.01 account minimum 
Customer Service24/7 Live Customer Service (Telephone and Chat)
Mon-Sun 8am - 8pm (ET)
ATMsUnlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide. 
Locations345 branches across the country. You may also open an account online.
Online Only

CreditDonkey® Reviews

 Charles Schwab BankBarclays
Customer Service
Mobile App
Pros & ConsPros:
  • No account minimum
  • No service fees
  • Refund all ATM fees
  • Only checking or savings
  • Must do banking online
  • High savings APY
  • No account minimums
  • No checking account
  • No ATMS
  • Limited customer service hours
Bottom LinePopular brokerage with a free checking account that refunds ATM fees... Read full reviewOnline bank with high APY for basic savings or CD needs... Read full review

High Yield Investor Checking – Unlimited ATM Rebates

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Charles Schwab Bank: Pricing information from published website as of 5/16/2019.

Barclays: Pricing information from published website as of 5/17/2019.

Which is Better: Charles Schwab Bank or Barclays?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Charles Schwab Bank or HSBC Bank.

In short: Charles Schwab Bank's mobile app is notable.

Articles on Charles Schwab Bank

Articles on Barclays

Which Do You Think is Best?

Compare Charles Schwab Bank to:

You might also be interested in

Discover Checking Account Review

With Discover Bank's Cashback Debit account, you'll pay no fees and earn money for purchases. Learn more about these benefits—and some downsides—in our guide.

Compare Barclays to:

About CreditDonkey®
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.