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Charles Schwab Bank vs Barclays

Charles Schwab Bank is a popular brokerage with a free checking account that refunds ATM fees. How does it compare to Barclays? Read our comparison chart below.

Charles Schwab Bank offers an Investor Checking account with unlimited ATM fee reimbursements worldwide and no foreign transaction fees. No minimum to open and no service fee. It is tied to a brokerage account but you don't have to use it.

While Barclays offers savings and CD accounts with high interest. There is no minimum deposit or service fees. There are no checking options.

Compare Charles Schwab Bank with Barclays, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Charles Schwab BankBarclays
 Learn MoreLearn More
 

Charles Schwab Bank

Barclays

SPECIAL OFFER
High Yield Investor Checking – Unlimited ATM Rebates - Learn More

Read Charles Schwab Bank Review

SPECIAL OFFER
Online Savings Account - 2.20% APY - Learn More

Read Barclays Review

 

Benefits and Features

Savings
0.50% APY
2.20% APY. No monthly service fee and no minimum deposit.
CDOffers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000.0.35% to 3.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.75% APY. No minimum deposit to open.
Checking0.40% APY, $0.01 account minimum 
Customer Service24/7 Live Customer Service (Telephone and Chat)
Mon-Sun 8am - 8pm (ET)
ATMsUnlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide. 
Locations345 branches across the country. You may also open an account online.
Online Only
 

CreditDonkey® Reviews

 Charles Schwab BankBarclays
Savings
Checking
Customer Service
Mobile App
CD
Pros & ConsPros:
  • No account minimum
  • No service fees
  • Refund all ATM fees
Cons:
  • Only checking or savings
  • Must do banking online
Pros:
  • High savings APY
  • No account minimums
Cons:
  • No checking account
  • No ATMS
  • Limited customer service hours
Bottom LinePopular brokerage with a free checking account that refunds ATM fees... Read full reviewOnline bank with high APY for basic savings or CD needs... Read full review

High Yield Investor Checking – Unlimited ATM Rebates

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Charles Schwab Bank: Pricing information from published website as of 3/22/2019.

Barclays: Pricing information from published website as of 3/22/2019.

Which is Better: Charles Schwab Bank or Barclays?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Charles Schwab Bank or HSBC Bank.

In short: Charles Schwab Bank's mobile app is notable.


Articles on Charles Schwab Bank


Articles on Barclays


Which Do You Think is Best?


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